Cash out 401k/IRA or mutual funds/stocks to make first purchase

[Jason Sperling]

New REI. Trying to decide whether I should cash out my 401k and IRA or my mutual funds and stocks to get the down for my first rental property. I have about the same $$ in each, and both seem to be performing about the same as well. I know the tax consequences are different for each, and I've considered doing a self-directed IRA but don't love the complexity with it. Also wondering if continuing to contribute to a 401k makes sense.

Would love to hear any thoughts/suggestions!