Getting out of bad debt

[Richard Yerger]

Today I read a great book. Some may know it "The Richest Man in Babylon." I am a store manager for a pizza place. I make a little more then 50k a year and I am always broke. So today I figured out my low and high of my average pay. Then figured out my monthly budget. Went on annual credit report.com got my credit report. I found a bunch of negative things on report and in the process of contacting the credit bureaus and getting these items removed to build my credit score. I am about 40k in debt. After doing my budget i luckily realized that I was still able to put 1/10 into saving. And put 2/10 of my pay towards my bad debt and still survive. I am going to struggle but it possible. It will take about 2 years to pay off all my bad debt and be financially free of all my debt