And so begins the negotiating process

[Warren Bright]

So the day has finally arrived, and I get to take one step closer to owning my first property.

My loan has just been approved and I have a 13% deposit for the apartment I have my eyes on.

Tomorrow I am meeting with my realtor to put together an offer to purchase, and would love any advice you have with regards to this step? 

It's a deceased estate, and I feel that by having a cash offer available I am able to offer slightly less then what they are asking. Is 7% below asking price too low? 

Any advice is appreciated!

I am excited to share this journey with everyone.