Self Directed IRA or Liquidate IRA

[Les Jean-Pierre]

Hi, I have saved enough in my retirement accounts(I have rollover IRA's from old jobs) where if I wanted buy a property in a self directed IRA I could. However, I kind of don't want to wait till retirement age to reap the fruits of my labor. What would most people do? Invest in the SDIRA or cash out the IRA and use the proceeds to invest? I am a new member and aim to be a buy and hold investor. I live in the NYC area but if I invested here, would have to go with lower end properties. Thanks