Help with buying first owner-occupied property!

[Jonathan Bailey]

Hello!

I'm coming up on a year of my first year working after college. I make close to 60k and am also living at home. When I move out (hopefully by this time next year), I'd like to purchase an owner-occupied duplex/triplex and take advantage of an FHA loan. I've been doing my reading on landlording, rentals, etc. Since I'm living at home, I'm saving a ton of money and after paying down my student loans, I hope to have about 25k in savings to use towards a down payment/repair cash reserves by year's end.

Most duplex's & triplex's where I'd like to live go for about $250,000+ ... I worry I wouldn't qualify for an FHA loan that high. I read that it's possible to count current rent from a property towards your potential income? Does that mean potential rent from a property if it's been consistently rented out? 

Are there other options other than FHA loan that would make more sense for someone starting out? I live in Virginia if that helps.