Starting out- Have the cash flow/ HELOC

[Nicholas Minich]

Hello all

General question/ partnership/mentorship ( appreciated). 26 yr old starting out.

I have a specific loan that is a 30 yr line of credit. With the amount I make currently, I am able to FHA a house by the 3/4th month of the next fiscal year. From that point, I'm able to put down 20% of a (350,000) house - ( including closing costs) every 10 months or so.

Any advice in areas to look or what to look for? I feel I’m in a special scenario and would like to have about 3 properties by the end of 2026. Preferably 4 units per property.

I bought my house in NJ, but looking in the North Eastern Region of PA where I can gross 2k a month on a 4 unit property.

Any advice/guidance is appreciated. I am sure what the “ next steps “ would be AFTER finding the right property. Thank you!