LLC vs Personal Ownership?

[Charles Adams]

Hi All,

I'm looking for my first investment property in Northern KY / Cincinnati. I've been pre-approved, but that was through my personal credit. (DM me if you have any off market deals in the ~<$150k range)

If I want to protect my personal assets from potential lawsuits and start an LLC, will that mean my interest rate for the traditional loan will go up, or can they still go off my personal credit since I own the LLC?

Anything else I should consider? I'm curious if any of you own investment properties in your personal name and if you have had any problems or how you are protecting yourself.