Neighborhood suggestions near public transport for house hacking

[Julie Chen]

I am interested in buying another primary residence to take advantage of Fannie Mae's 5% down for multi family homes so I can house hack. I am a single female and cannot drive since I grew up in NYC, so I'd like to get suggestions for safe neighborhoods near public transportation. (I tried taking the road test multiple times and it is a work in progress...)

I'd really appreciate it if you have any suggestions for neighborhoods in:

- New Jersey, Connecticut, Philadelphia, even upstate NY

- Seattle area 

- Washington DC, Virginia, Maryland area 

- Boston area 

My budget would probably be under 1.5 million depending on how much rental income I can get. 

For example: 

1 million, 3 bedroom home

P&I is $5,695 (5% downpayment, 6% interest) 

$3K rental income (assume I can rent out each of the 2 bedrooms left for 1.5K each)

which leaves me with paying 2,695 which I am comfortable with.