Looking to fix and flip -Central Florida

[Christopher Bradley Sr]

I could use some guidance around a few hurdles... First I am a new investor about 3 months in, I've submitted about 30 offers and have had 1 accepted but had to pull out when contractors provided estimates because the RC superceeded to ARV. I have a few lenders (HML) that will provide up to 85% LTC or LTV.

1. I have limited funds for 15% DP ( I do understand, I can JV with a gap funder) but how do you find them? How do you raise capital?

2. I have tons of wholesale deals in my inbox, most are terribly underwritten but occasionally there is one decent deal. They require 5-10k EMD, is there a creative way to navigate these getting these funds?

I'm looking to get started using 100% OPM if possible, I'm okay with giving up 50% equity because I understand the value being brought to the table.

3. What is the most effective way to discover a deal? So far I am using MLS, Redfin, Zillow, and so on...

Please no negative comments, just looking for creative ideas or partnerships to get going. Thank you!