buying property in college

[Ethan Martinez]

I'm a junior in college (finance and real estate), and I want to buy something to get started, probably a house hack. I have good credit and a good DTI the problem is that I have no consistent/good income. My only jobs have been in high school/college, part time, making maybe 15k. I could obviously partner, but I have no experience/proven skills to offer for their money. Wondering the best path towards my first property.

[Corby Goade]

It's not the answer you want, but you need to get a job- lots or reliable, regular hours. 

Trust me, I'm old, been through a bit of life. When you're in college you THINK once you graduate that you'll get a bunch of time and energy back. Life only gets busier and more stressful. Now is the time for you to give it 200% because you'll have less free time in the future. 

When I was in college I was a full time student, a couple semesters part time, and worked 50-70 hours every week on top of that. I was crazy busy, but it allowed me to buy my first house with an FHA loan and I house hacked with some buddies before that was a thing. They paid my mortgage and I still have that house today- 23 years later. That house that I paid $5k out of pocket for is now worth $500k and I've leveraged it over and over to buy many, many more properties with OPM.

It will be hard and stressful and you'll be really, really busy. If it were easy and everyone could buy investments with zero down and no job then we'd all be millionaires. The idea that you can do this with no job, no money and no experience isn't a thing, no matter what the gurus say. 

Go get yourself a job and do the hard work now so you can live an unbelievable life later. 

Best of luck!