Any specific insurance coverage that you would consider a must-have ?

[Gurjot Grewal]

Hello BP,

I'm purchasing a remote property in the US and live in Canada myself. I'm learning as I go about the insurance and have received about 7 quotes. All seem to have varied coverages. My investment property is built 1952 on a slab. In a city that has pretty mild temps but gets lots of rain, wind, hail, snow etc. So far what I know is, I want replacement cost value, water backup, and sewer line coverage. Is there anything else you would suggest as a must-have?