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Updated about 2 years ago on . Most recent reply

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Fresh college graduate looking to get into the market.

Posted

Hello All,

I just graduated college and I am looking into getting some rental properties for cash flows. The bay area is currently saturated which has lead me to consider other rental markets across the U.S. I would like to acquire a multi-family unit that I can live in while I rent the other units out to others. Which markets should I look at considering my main objective is to obtain properties that I can hold and collect cash flow. Thank you to the creators of this platform it is cool to see so many likeminded people.

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Replied
Quote from @Scott Mac:

You will probably need a stable job for 2 years and 3.5% down payment in cash, plus some more cash, to make this happen on an FHA loan.


Definitely, I will need to get a job to show that I am able to pay that loan on a property. Would I be better off saving up 20-25% down for a property or should I just go the FHA route?

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