New Member Alert

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Hey , Bp ( new member alert) I'm so glad I found this blog cause I have an enormous amount of questions. To begin , I've been contemplating on investing in real estate for quite a while and I finally about two months ago decided to formulate a plan. I'm an autodidact so learning is a thrill. There question I have you guys is do mortgage loans only apply to homes owned by banks or the.gov't ? and say for instance I wanted to buy a home that is free and clear can I get a mortgage loan from the bank or just a loan ? Thanks