Conventional/Commercial Strategies to reach 0% down?

[Rohit Nadgauda]

Hello,

I've just recently gotten into real estate investing. I basically started researching in the past month or so. I'm currently trying to get pre-approval for my first investment property near Atlanta, Ga.

The property is fairly cheap and it will be rent-ready when I buy it. I'm considering forming an LLC this week.

Unfortunately after talking to many lenders, I've realized I don't actually have a clear idea on what kind of lending strategy I want to go for.

I want to get as close as possible to a 0% down with a good cash flow (who doesn't? haha). So I'm considering a commercial/conventional/DSCR loans with options for HELOC, home equity, interest-only, and 40-year programs.

It seems difficult to find good options that get me what I would like, which may be understandable.

Is there any advice anyone can give here? Are there options I'm not aware of? Am I just talking to the wrong lenders? Should I suck it up and use my own capital for my first couple investment properties?

Ideally, I wanted to save my own capital for if I need it for bigger properties in the future, but not sure if that is a sound idea either.