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Updated over 2 years ago on . Most recent reply
Talking directly to seller about creative financing or agent?
So this duplex I want is for sale. The person selling is the realtor and the owner.
Checking they have about 118,000 on their loan left. They are asking 515,000 but I am certain they are going to get offers over that.
I can not afford much over 515,000 with a bank loan. How would I go about asking the seller about creative financing? I was hoping to get a bank loan for let's say 200,000 and pay off their loan, give them a down payment, and then seller finance the rest. Would this be reasonable if the numbers work? If so, should I ask my realtor about it and have them pass on the info? Should I call or email the seller?
I'm not sure how to go about this with contacting the owner.
Thanks all
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