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Updated over 2 years ago on . Most recent reply
![Juan Jimenez's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1916029/1655952158-avatar-juannjimenezz.jpg?twic=v1/output=image/crop=3381x3381@321x321/cover=128x128&v=2)
Desperately Motivated !
Hey BP family,
I’ll try and make this as brief as possible.
I've been reading, learning, listening, all that I can do from: wholesaling, flipping, BRRRR'ing, you name it! I work for a mortgage lender, I decided to get my real estate license (waiting for license to come in). Here's where things get hard for me, I live in Southern California off the coast, it ain't cheap, my kids and I live with dad who's a single guy so he appreciates the help and company. I have FIVE kids, and working a 9-5 IS NOT CUTTING IT! I'm 31, I feel like I'm racing against the clock. My goal is financial freedom and generational wealth. I live paycheck to paycheck, I have car debt, and credit card debt, and again, 5 kids isn't cheap. As much as I've learned it just seems impossible to start, given my financial situation. I'm still so hopeful and optimistic but sometimes the sky can seem very gray. Not sure if there's a question here, but maybe, someone on the outside looking in can provide some ideas, suggestions, hope, anything!! Thanks!
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![Steven Caldwell's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1611051/1641873120-avatar-stevenc323.jpg?twic=v1/output=image/crop=1148x1148@0x487/cover=128x128&v=2)
while its easier i feel having your property where you live, it isnt the only way. Midwest is a cheaper area for you to cut your teeth. Biggest thing for you is to develop the habit of saving money. whether its 1$ a check or 10$. i understand living paycheck to paycheck but making more money isn't going to help you if you don't know how to put money away. Id focus on paying that debt down and getting down payment started for your future investment.