**NOTE: If the property is in Arkansas, Colorado, Iowa, Kansas, Louisiana, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Oklahoma, South Dakota, Texas, Utah, Wisconsin, or Wyoming, you will need to update the percentage in the formula in Column Q to 75% rather than 85%. The intent of this spreadsheet is to calculate whether or not a 3- 4-unit property meets the FHA self-sufficiency rule. This rule does not apply to duplexes or single-family homes. There are other FHA requirements concerning which you should contact your local lender, but determining whether or not a triplex or fourplex meets the self-sufficiency rule is a good place to start as this rule will immediately eliminate many properties from your search, especially in expensive markets. This spreadsheet is not intended as investment advice.