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Hurst Real Estate
Lender
4.9 stars
73 Reviews
Markets served
Alabama
Colorado
Florida
Georgia
Idaho
Iowa
Louisiana
Oklahoma
Oregon
Pennsylvania
Texas
Virginia
Washington
Texas
Licenses
Company NMLS
#267051
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Alabama: 22496 Colorado: 267051 Florida: 2224 Georgia: 55980 Idaho: 9433 Iowa: 20170151 Louisiana: 267051 Oklahoma: 14111 Oregon: 5642 Pennsylvania: 64777 Texas: 267051 Virginia: 6736 Washington: 267051
About us
Private and conventional lender specializing in NO seasoning cash out, bridge financing and working with investors. Currently lending conventionally and from our balance sheet in Texas, Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia and Washington. Rehab/hard money/fix&flip loans ONLY in TEXAS. Debt service coverage ratio loans in: AR, CT, DE, HI, IL, KS, KY, ME, MD, MA, MS, MO, NE, NH, NM, NY, OH,RI, SC, VT, WI, WY
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
Hard/Private/Non-QM
Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Refinance (investment)
Reviews (73)
4.9 stars
73 Reviews
4.9 stars
67 Reviews
5.0 stars
6 Reviews
5.0 stars
5 days ago
Reviewed by
Angelique Tate
In April, my husband and I did a cash out re-fi on our mortgage using Joseph George with Hurst Lending. I have known Joseph for many years and he made the process easy and kept us informed throughout the whole process. You can trust them to do the right thing and provide the best solution for you and your circumstances. We can’t recommend him enough!
5.0 stars
a month ago
Reviewed by
Shelley Stracener
Jay was a great help to us in our recent successful mortgage application and closing! He worked with us to make sure we understood all of our options, was available to answer all of our questions, and got all of the power work necessary for us to close on time. I’d definitely recommend Jay and Hurst Real Estate for your mortgage lending needs. Thank you!
5.0 stars
4 months ago
Reviewed by
Arijit Chowdhury
We recently closed our home with a bridge loan from Hurst Lending. Jay and his team was a breath of fresh air and absolute pleasure to work with. Their approval process is straight forward and simple. Jay is always available to take a call or answer any question. In 8 years of home ownership with multiple refinancing and HELOCs, we have never had this painless experience ever before as we did with Hurst and that includes Rocket Mortgage, Wells Fargo, Citizens Bank. So thank you Jay and thank you Hurst Lending very much for helping our family when we needed.
5.0 stars
3 months ago
Reviewed by
Travis Timmons
Jay and his team were easy to work with, professional and communicative at every point of the process, and funded my loan on time as expected. Outside of that, it's nice to have a professional relationship with a lender where I don't have to have all of the ideas. Jay's a pro and has a large tool bag of options for home buyers and investors. He and his team are more than the usual order taker that I have experienced with lenders in past purchases.
5.0 stars
2 weeks ago
Reviewed by
SPP
Jay and his team are fantastic to work with and we have and will always do our loan business with them. Special thanks to Brandon Zidell who handled our most recent loan and was extremely responsive and professional. Thanks again to Jay and his team!
5.0 stars
8 months ago
Reviewed by
Jesse Howell
I'm an out of state investor and have closed 3 properties with Hurst Lending this year. They offer a wide range of products/options to fit various lending needs. Jay is very knowledgeable and I appreciate that he is always willing to run through what my best options are for different deals and scenarios. His partners on the legal side of things are also awesome. I had a very tight timeframe to close on my last deal to avoid a large private money fee, which I didn't think was honestly doable, but they all worked together to got it done! From start to finish Hurst Lending is great to work with and has you covered!
5.0 stars
3 weeks ago
Reviewed by
Kingsley Addo
Hurst Lending(Jay Hurst) is not only a lender but an advisor as well. He always looks out for me whenever I am exploring potential deals. Hurst Lending has played a pivotal role in my flip business thus far. Thank you guys!!!
5.0 stars
7 months ago
Reviewed by
Jared Meyers
Jay and his team at Hurst Lending were a pleasure to work with. They made the process of securing a mortgage for one my investment properties very quick and easy. The knowledge he and his team brought to the table was exceptional and they were more than happy to answer whatever questions I had during the process and even post closing. I will be going to Jay for any of my future real estate financing needs. Highly recommend!
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2219568/1706891064-avatar-travist135.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Travis Timmons
Jay and his team were easy to work with, professional and communicative at every point of the process, and funded my loan on time as expected. Outside of that, it's nice to have a professional relationship with a lender where I don't have to have all of the ideas. Jay's a pro and has a large tool bag of options for home buyers and investors. He and his team are more than the usual order taker that I have experienced with lenders in past purchases.
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2657718/1694569329-avatar-kingsleya12.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Kingsley Addo
Jay is God-sent. I have found him and his team easy to work with. We nearly got into a difficult situation during the refinance of two of our rental properties we acquired as newbie investors. Jay and his team saved the day and got us to where we needed to be. Their "double close" strategy ensured that we didn't have to wait for the 12 month seasoning period to refinance into a conventional loan. The experience was so good to the extent that him and his team just funded our new flip. I highly recommend him.
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2558170/1688853838-avatar-akshayb12.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Akshay Bhaskaran
I found Jay via BiggerPockets when I was confused b/w different lenders for my investment property. Jay contacted via BP, and gave me some options and insights into lending strategies which was very helpful in making my decisions on time. He was open, giving so many options, and was not pushy -- which is the main thing I look for in any business. Jay is very knowledgeable, professional, and closes on time. He was always there to answer my questions, have deep analysis sessions, and made sure I understood stuffs with greater clarity. Would definitely recommend them for your next deal!
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1745265/1694889769-avatar-elliott6.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Elliot Tan
Jay helped my wife and I purchase our primary. We had a unique situation that stumped other lenders. But Jay found a way to navigate the situation and get us a an owner occupied loan when others couldn't or wouldn't. Their Dominate with Cash product is also what helped us get our offer accepted. Otherwise we were competing with cash offers we couldn't make.
We also were able to talk about investment loans, and I will definitely be coming to them with any deals that I pursue. They have so many options, I don't know why we wouldn't use them!
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2398586/1694784571-avatar-stephanieo50.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Stephanie ONeal
My experience with Jay Hurst Lending was wonderful. They were able to deliver a timely loan. I will use them again.
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1959884/1674878228-avatar-caitf.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Caitlin Faulk
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2219568/1706891064-avatar-travist135.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Travis Timmons
Jay and his team were easy to work with, professional and communicative at every point of the process, and funded my loan on time as expected. Outside of that, it's nice to have a professional relationship with a lender where I don't have to have all of the ideas. Jay's a pro and has a large tool bag of options for home buyers and investors. He and his team are more than the usual order taker that I have experienced with lenders in past purchases.
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2657718/1694569329-avatar-kingsleya12.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Kingsley Addo
Jay is God-sent. I have found him and his team easy to work with. We nearly got into a difficult situation during the refinance of two of our rental properties we acquired as newbie investors. Jay and his team saved the day and got us to where we needed to be. Their "double close" strategy ensured that we didn't have to wait for the 12 month seasoning period to refinance into a conventional loan. The experience was so good to the extent that him and his team just funded our new flip. I highly recommend him.
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2558170/1688853838-avatar-akshayb12.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Akshay Bhaskaran
I found Jay via BiggerPockets when I was confused b/w different lenders for my investment property. Jay contacted via BP, and gave me some options and insights into lending strategies which was very helpful in making my decisions on time. He was open, giving so many options, and was not pushy -- which is the main thing I look for in any business. Jay is very knowledgeable, professional, and closes on time. He was always there to answer my questions, have deep analysis sessions, and made sure I understood stuffs with greater clarity. Would definitely recommend them for your next deal!
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1745265/1694889769-avatar-elliott6.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Elliot Tan
Jay helped my wife and I purchase our primary. We had a unique situation that stumped other lenders. But Jay found a way to navigate the situation and get us a an owner occupied loan when others couldn't or wouldn't. Their Dominate with Cash product is also what helped us get our offer accepted. Otherwise we were competing with cash offers we couldn't make.
We also were able to talk about investment loans, and I will definitely be coming to them with any deals that I pursue. They have so many options, I don't know why we wouldn't use them!
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2398586/1694784571-avatar-stephanieo50.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Stephanie ONeal
My experience with Jay Hurst Lending was wonderful. They were able to deliver a timely loan. I will use them again.
![reviewer image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1959884/1674878228-avatar-caitf.jpg?twic=v1/output=image&v=2)
5.0 stars
about 1 month ago
Reviewed by
Caitlin Faulk
5.0 stars
5 days ago
Reviewed by
Angelique Tate
In April, my husband and I did a cash out re-fi on our mortgage using Joseph George with Hurst Lending. I have known Joseph for many years and he made the process easy and kept us informed throughout the whole process. You can trust them to do the right thing and provide the best solution for you and your circumstances. We can’t recommend him enough!
5.0 stars
a month ago
Reviewed by
Shelley Stracener
Jay was a great help to us in our recent successful mortgage application and closing! He worked with us to make sure we understood all of our options, was available to answer all of our questions, and got all of the power work necessary for us to close on time. I’d definitely recommend Jay and Hurst Real Estate for your mortgage lending needs. Thank you!
5.0 stars
4 months ago
Reviewed by
Arijit Chowdhury
We recently closed our home with a bridge loan from Hurst Lending. Jay and his team was a breath of fresh air and absolute pleasure to work with. Their approval process is straight forward and simple. Jay is always available to take a call or answer any question. In 8 years of home ownership with multiple refinancing and HELOCs, we have never had this painless experience ever before as we did with Hurst and that includes Rocket Mortgage, Wells Fargo, Citizens Bank. So thank you Jay and thank you Hurst Lending very much for helping our family when we needed.
5.0 stars
3 months ago
Reviewed by
Travis Timmons
Jay and his team were easy to work with, professional and communicative at every point of the process, and funded my loan on time as expected. Outside of that, it's nice to have a professional relationship with a lender where I don't have to have all of the ideas. Jay's a pro and has a large tool bag of options for home buyers and investors. He and his team are more than the usual order taker that I have experienced with lenders in past purchases.
5.0 stars
2 weeks ago
Reviewed by
SPP
Jay and his team are fantastic to work with and we have and will always do our loan business with them. Special thanks to Brandon Zidell who handled our most recent loan and was extremely responsive and professional. Thanks again to Jay and his team!
5.0 stars
8 months ago
Reviewed by
Jesse Howell
I'm an out of state investor and have closed 3 properties with Hurst Lending this year. They offer a wide range of products/options to fit various lending needs. Jay is very knowledgeable and I appreciate that he is always willing to run through what my best options are for different deals and scenarios. His partners on the legal side of things are also awesome. I had a very tight timeframe to close on my last deal to avoid a large private money fee, which I didn't think was honestly doable, but they all worked together to got it done! From start to finish Hurst Lending is great to work with and has you covered!
5.0 stars
3 weeks ago
Reviewed by
Kingsley Addo
Hurst Lending(Jay Hurst) is not only a lender but an advisor as well. He always looks out for me whenever I am exploring potential deals. Hurst Lending has played a pivotal role in my flip business thus far. Thank you guys!!!
5.0 stars
7 months ago
Reviewed by
Jared Meyers
Jay and his team at Hurst Lending were a pleasure to work with. They made the process of securing a mortgage for one my investment properties very quick and easy. The knowledge he and his team brought to the table was exceptional and they were more than happy to answer whatever questions I had during the process and even post closing. I will be going to Jay for any of my future real estate financing needs. Highly recommend!