Business Page
Hurst Real Estate
Lender
4.9 stars
70 Reviews
Markets served
Alabama
Colorado
Florida
Georgia
Idaho
Iowa
Louisiana
Oklahoma
Oregon
Pennsylvania
Texas
Virginia
Washington
Texas
Licenses
Company NMLS
#267051
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Alabama: 22496 Colorado: 267051 Florida: 2224 Georgia: 55980 Idaho: 9433 Iowa: 20170151 Louisiana: 267051 Oklahoma: 14111 Oregon: 5642 Pennsylvania: 64777 Texas: 267051 Virginia: 6736 Washington: 267051
About us
Private and conventional lender specializing in NO seasoning cash out, bridge financing and working with investors. Currently lending conventionally and from our balance sheet in Texas, Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia and Washington. Rehab/hard money/fix&flip loans ONLY in TEXAS. Debt service coverage ratio loans in: AR, CT, DE, HI, IL, KS, KY, ME, MD, MA, MS, MO, NE, NH, NM, NY, OH,RI, SC, VT, WI, WY
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
Hard/Private/Non-QM
Refinance (investment)
Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Balance Sheet Loan
Bridge Loan
Reviews (70)
4.9 stars
70 Reviews
4.9 stars
64 Reviews
5.0 stars
6 Reviews
5.0 stars
a week ago
Reviewed by
Shelley Stracener
Jay was a great help to us in our recent successful mortgage application and closing! He worked with us to make sure we understood all of our options, was available to answer all of our questions, and got all of the power work necessary for us to close on time. I’d definitely recommend Jay and Hurst Real Estate for your mortgage lending needs. Thank you!
5.0 stars
3 months ago
Reviewed by
Arijit Chowdhury
We recently closed our home with a bridge loan from Hurst Lending. Jay and his team was a breath of fresh air and absolute pleasure to work with. Their approval process is straight forward and simple. Jay is always available to take a call or answer any question. In 8 years of home ownership with multiple refinancing and HELOCs, we have never had this painless experience ever before as we did with Hurst and that includes Rocket Mortgage, Wells Fargo, Citizens Bank. So thank you Jay and thank you Hurst Lending very much for helping our family when we needed.
5.0 stars
2 months ago
Reviewed by
Travis Timmons
Jay and his team were easy to work with, professional and communicative at every point of the process, and funded my loan on time as expected. Outside of that, it's nice to have a professional relationship with a lender where I don't have to have all of the ideas. Jay's a pro and has a large tool bag of options for home buyers and investors. He and his team are more than the usual order taker that I have experienced with lenders in past purchases.
5.0 stars
5 months ago
Reviewed by
Jared Meyers
Jay and his team at Hurst Lending were a pleasure to work with. They made the process of securing a mortgage for one my investment properties very quick and easy. The knowledge he and his team brought to the table was exceptional and they were more than happy to answer whatever questions I had during the process and even post closing. I will be going to Jay for any of my future real estate financing needs. Highly recommend!
5.0 stars
6 months ago
Reviewed by
Jesse Howell
I'm an out of state investor and have closed 3 properties with Hurst Lending this year. They offer a wide range of products/options to fit various lending needs. Jay is very knowledgeable and I appreciate that he is always willing to run through what my best options are for different deals and scenarios. His partners on the legal side of things are also awesome. I had a very tight timeframe to close on my last deal to avoid a large private money fee, which I didn't think was honestly doable, but they all worked together to got it done! From start to finish Hurst Lending is great to work with and has you covered!
5.0 stars
a year ago
Reviewed by
Pritchard Property Group
Highly recommend Hurst Lending for your next home loan. We’ve worked with Jay and team a couple of times now and they have quickly become our go to loan provider. Jay is quick to respond and will walk you through any questions you have, plus, provide options you might not have been aware of or were unsure about. Great overall experience so far.
5.0 stars
a year ago
Reviewed by
Kelvin Jackson
From start to finish, what an awesome experience. I’m not a first time homebuyer. Hurst Lending met all of my needs and made this an experience I’ll never forget. John Wade matched my hustle and guided me smartly through the entire process. Now I’m a new homeowner in Frisco TX and I’m forever grateful. Five stars for Hurst Lending.
5.0 stars
3 years ago
Reviewed by
Bryan Budd
Hurst Lending is phenomenal!!! I do not typically write reviews, but felt compelled to share how wonderful our experience was with Jay, Megan, and the Hurst Lending team. I work in the mortgage business and have firsthand knowledge of how the process “should” work as I get the benefit of seeing good and bad lenders on a daily basis. Hurst Lending is not only efficient (closed our purchase in less than 20 days), but honest and with super competitive pricing. We received awesome loan terms and our final docs were 100% the same terms as quoted and promised. If you need a home purchase or refinance, I highly recommend Hurst Lending and their knowledgeable team!
5.0 stars
12 days ago
Reviewed by
Travis Timmons
Jay and his team were easy to work with, professional and communicative at every point of the process, and funded my loan on time as expected. Outside of that, it's nice to have a professional relationship with a lender where I don't have to have all of the ideas. Jay's a pro and has a large tool bag of options for home buyers and investors. He and his team are more than the usual order taker that I have experienced with lenders in past purchases.
5.0 stars
12 days ago
Reviewed by
Kingsley Addo
Jay is God-sent. I have found him and his team easy to work with. We nearly got into a difficult situation during the refinance of two of our rental properties we acquired as newbie investors. Jay and his team saved the day and got us to where we needed to be. Their "double close" strategy ensured that we didn't have to wait for the 12 month seasoning period to refinance into a conventional loan. The experience was so good to the extent that him and his team just funded our new flip. I highly recommend him.
5.0 stars
12 days ago
Reviewed by
Akshay Bhaskaran
I found Jay via BiggerPockets when I was confused b/w different lenders for my investment property. Jay contacted via BP, and gave me some options and insights into lending strategies which was very helpful in making my decisions on time. He was open, giving so many options, and was not pushy -- which is the main thing I look for in any business. Jay is very knowledgeable, professional, and closes on time. He was always there to answer my questions, have deep analysis sessions, and made sure I understood stuffs with greater clarity. Would definitely recommend them for your next deal!
5.0 stars
12 days ago
Reviewed by
Elliot Tan
Jay helped my wife and I purchase our primary. We had a unique situation that stumped other lenders. But Jay found a way to navigate the situation and get us a an owner occupied loan when others couldn't or wouldn't. Their Dominate with Cash product is also what helped us get our offer accepted. Otherwise we were competing with cash offers we couldn't make.
We also were able to talk about investment loans, and I will definitely be coming to them with any deals that I pursue. They have so many options, I don't know why we wouldn't use them!
5.0 stars
12 days ago
Reviewed by
Stephanie ONeal
My experience with Jay Hurst Lending was wonderful. They were able to deliver a timely loan. I will use them again.
5.0 stars
12 days ago
Reviewed by
Caitlin Faulk
5.0 stars
12 days ago
Reviewed by
Travis Timmons
Jay and his team were easy to work with, professional and communicative at every point of the process, and funded my loan on time as expected. Outside of that, it's nice to have a professional relationship with a lender where I don't have to have all of the ideas. Jay's a pro and has a large tool bag of options for home buyers and investors. He and his team are more than the usual order taker that I have experienced with lenders in past purchases.
5.0 stars
12 days ago
Reviewed by
Kingsley Addo
Jay is God-sent. I have found him and his team easy to work with. We nearly got into a difficult situation during the refinance of two of our rental properties we acquired as newbie investors. Jay and his team saved the day and got us to where we needed to be. Their "double close" strategy ensured that we didn't have to wait for the 12 month seasoning period to refinance into a conventional loan. The experience was so good to the extent that him and his team just funded our new flip. I highly recommend him.
5.0 stars
12 days ago
Reviewed by
Akshay Bhaskaran
I found Jay via BiggerPockets when I was confused b/w different lenders for my investment property. Jay contacted via BP, and gave me some options and insights into lending strategies which was very helpful in making my decisions on time. He was open, giving so many options, and was not pushy -- which is the main thing I look for in any business. Jay is very knowledgeable, professional, and closes on time. He was always there to answer my questions, have deep analysis sessions, and made sure I understood stuffs with greater clarity. Would definitely recommend them for your next deal!
5.0 stars
12 days ago
Reviewed by
Elliot Tan
Jay helped my wife and I purchase our primary. We had a unique situation that stumped other lenders. But Jay found a way to navigate the situation and get us a an owner occupied loan when others couldn't or wouldn't. Their Dominate with Cash product is also what helped us get our offer accepted. Otherwise we were competing with cash offers we couldn't make.
We also were able to talk about investment loans, and I will definitely be coming to them with any deals that I pursue. They have so many options, I don't know why we wouldn't use them!
5.0 stars
12 days ago
Reviewed by
Stephanie ONeal
My experience with Jay Hurst Lending was wonderful. They were able to deliver a timely loan. I will use them again.
5.0 stars
12 days ago
Reviewed by
Caitlin Faulk
5.0 stars
a week ago
Reviewed by
Shelley Stracener
Jay was a great help to us in our recent successful mortgage application and closing! He worked with us to make sure we understood all of our options, was available to answer all of our questions, and got all of the power work necessary for us to close on time. I’d definitely recommend Jay and Hurst Real Estate for your mortgage lending needs. Thank you!
5.0 stars
3 months ago
Reviewed by
Arijit Chowdhury
We recently closed our home with a bridge loan from Hurst Lending. Jay and his team was a breath of fresh air and absolute pleasure to work with. Their approval process is straight forward and simple. Jay is always available to take a call or answer any question. In 8 years of home ownership with multiple refinancing and HELOCs, we have never had this painless experience ever before as we did with Hurst and that includes Rocket Mortgage, Wells Fargo, Citizens Bank. So thank you Jay and thank you Hurst Lending very much for helping our family when we needed.
5.0 stars
2 months ago
Reviewed by
Travis Timmons
Jay and his team were easy to work with, professional and communicative at every point of the process, and funded my loan on time as expected. Outside of that, it's nice to have a professional relationship with a lender where I don't have to have all of the ideas. Jay's a pro and has a large tool bag of options for home buyers and investors. He and his team are more than the usual order taker that I have experienced with lenders in past purchases.
5.0 stars
5 months ago
Reviewed by
Jared Meyers
Jay and his team at Hurst Lending were a pleasure to work with. They made the process of securing a mortgage for one my investment properties very quick and easy. The knowledge he and his team brought to the table was exceptional and they were more than happy to answer whatever questions I had during the process and even post closing. I will be going to Jay for any of my future real estate financing needs. Highly recommend!
5.0 stars
6 months ago
Reviewed by
Jesse Howell
I'm an out of state investor and have closed 3 properties with Hurst Lending this year. They offer a wide range of products/options to fit various lending needs. Jay is very knowledgeable and I appreciate that he is always willing to run through what my best options are for different deals and scenarios. His partners on the legal side of things are also awesome. I had a very tight timeframe to close on my last deal to avoid a large private money fee, which I didn't think was honestly doable, but they all worked together to got it done! From start to finish Hurst Lending is great to work with and has you covered!
5.0 stars
a year ago
Reviewed by
Pritchard Property Group
Highly recommend Hurst Lending for your next home loan. We’ve worked with Jay and team a couple of times now and they have quickly become our go to loan provider. Jay is quick to respond and will walk you through any questions you have, plus, provide options you might not have been aware of or were unsure about. Great overall experience so far.
5.0 stars
a year ago
Reviewed by
Kelvin Jackson
From start to finish, what an awesome experience. I’m not a first time homebuyer. Hurst Lending met all of my needs and made this an experience I’ll never forget. John Wade matched my hustle and guided me smartly through the entire process. Now I’m a new homeowner in Frisco TX and I’m forever grateful. Five stars for Hurst Lending.
5.0 stars
3 years ago
Reviewed by
Bryan Budd
Hurst Lending is phenomenal!!! I do not typically write reviews, but felt compelled to share how wonderful our experience was with Jay, Megan, and the Hurst Lending team. I work in the mortgage business and have firsthand knowledge of how the process “should” work as I get the benefit of seeing good and bad lenders on a daily basis. Hurst Lending is not only efficient (closed our purchase in less than 20 days), but honest and with super competitive pricing. We received awesome loan terms and our final docs were 100% the same terms as quoted and promised. If you need a home purchase or refinance, I highly recommend Hurst Lending and their knowledgeable team!