Rental Analysis
$304monthly cash flow
Monthly cash flow
$304 /moIncome
$4,305 /moExpenses
$4,000 /moCoC ROI
20.68%5-year annualized return
33.60%
Mortgage payment
$2,831.89
Rental income
$4,305
Expenses
$4,000
Loan details
Total cash needed
$17,689
Monthly expense breakdown
Total expenses
$4,000
Mortgage
$2,832
Taxes
$344
Insurance
$200
Variable expenses
$258
Fixed expenses
$366
Fixed expenses
$366
electricity
$0
gas
$0
water & sewer
$0
hoa fees
$0
garbage
$0
mortgage insurance
$366
Variable expenses
$258
Vacancy
$86
Maintenance
$86
CapEx
$86
Management fees
$0
Returns
- NOI
- $37,640
- CoC ROI
- 20.68%
- Pro forma cap
- 8.97%
- Purchase cap
- 8.97%
50% Rule
- Total monthly income
- $4,305
- 50% for expenses
- $2,152
- Monthly P&I
- $2,831
- 50% rule cash flow
- -$679
$760K
$634K
$507K
$380K
$253K
$127K
$0K
- | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 10 | Year 15 | Year 20 | Year 30 | |
Property value | $420K | $428K | $437K | $445K | $454K | $463K | $512K | $565K | $624K | $760K |
Equity | $15K | $27K | $39K | $52K | $66K | $80K | $160K | $259K | $385K | $760K |
Loan balance | $405,010 | $401,276 | $397,253 | $392,917 | $388,245 | $383,210 | $351,528 | $305,485 | $238,572 | — |
Cash flow | $3,657 | $4,410 | $5,178 | $5,961 | $6,760 | $7,575 | $11,900 | $16,676 | $21,948 | $34,197 |
Mortgage payment | $2,831 | $2,831 | $2,831 | $2,831 | $2,831 | $2,831 | $2,831 | $2,831 | $2,831 | $2,831 |
Profit if sold | -$31K | -$19K | -$1K | $17K | $37K | $58K | $185K | $354K | $574K | $1,224K |
Annualized return | — | — | -4.18% | 25.08% | 32.36% | 33.6% | 27.59% | 22.5% | 19.18% | 15.22% |
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