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Last updated 6 months ago

Rental Analysis

$304monthly cash flow
$304$1.9K$3.9K$5.8K$7.8K1234510152030

Monthly cash flow

$304 /mo

Income

$4,305 /mo

Expenses

$4,000 /mo

CoC ROI

20.68%
5-year annualized return
33.60%
Mortgage payment
$2,831.89

Rental income

$4,305
Rental income$4,305 /month

Expenses

$4,000
Custom expenses$366 /month
Vacancy2%
Management fees0%

Loan details

Total cash needed
$17,689
Purchase price$419,700
Loan amount$405,010
Loan term30 years
Interest rate7.5%
$4,000

Monthly expense breakdown

Total expenses
$4,000
Mortgage
$2,832
Taxes
$344
Insurance
$200
Variable expenses
$258
Fixed expenses
$366
Fixed expenses
$366
electricity
$0
gas
$0
water & sewer
$0
hoa fees
$0
garbage
$0
mortgage insurance
$366
Variable expenses
$258
Vacancy
$86
Maintenance
$86
CapEx
$86
Management fees
$0

Returns

NOI
$37,640
CoC ROI
20.68%
Pro forma cap
8.97%
Purchase cap
8.97%

50% Rule

Total monthly income
$4,305
50% for expenses
$2,152
Monthly P&I
$2,831
50% rule cash flow
-$679
$760K
$634K
$507K
$380K
$253K
$127K
$0K
-Year 1Year 2Year 3Year 4Year 5Year 10Year 15Year 20Year 30
Property value$420K$428K$437K$445K$454K$463K$512K$565K$624K$760K
Equity$15K$27K$39K$52K$66K$80K$160K$259K$385K$760K
Loan balance$405,010$401,276$397,253$392,917$388,245$383,210$351,528$305,485$238,572
Cash flow$3,657$4,410$5,178$5,961$6,760$7,575$11,900$16,676$21,948$34,197
Mortgage payment$2,831$2,831$2,831$2,831$2,831$2,831$2,831$2,831$2,831$2,831
Profit if sold-$31K-$19K-$1K$17K$37K$58K$185K$354K$574K$1,224K
Annualized return-4.18%25.08%32.36%33.6%27.59%22.5%19.18%15.22%

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The calculators found on BiggerPockets are designed to be used for informational and educational purposes only, and when used alone, do not constitute investment advice. BiggerPockets recommends that you seek the advice of a real estate professional before making any type of investment. The results presented may not reflect the actual return of your own investments. BiggerPockets is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore, BiggerPockets is not responsible for any human or mechanical errors or omissions. BiggerPockets obtains property details from various third-party sources, and BiggerPockets is not responsible or liable for the accuracy, completeness, or suitability of the property details. You are responsible for confirming the property details are accurate, complete, and suitable for your use case.