Rental Analysis
$1,783monthly cash flow
Monthly cash flow
$1,783 /moIncome
$9,000 /moExpenses
$7,216 /moCoC ROI
41.97%5-year annualized return
37.09%
Mortgage payment
$1,768.19
Rental income
$9,000
Expenses
$7,216
Loan details
Total cash needed
$51,000
Monthly expense breakdown
Total expenses
$7,216
Mortgage
$1,768
Taxes
$86
Insurance
$151
Variable expenses
$4,680
Fixed expenses
$531
Fixed expenses
$531
electricity
$150
gas
$20
water & sewer
$120
hoa fees
$0
garbage
$25
netflix
$16
household
$200
Variable expenses
$4,680
Vacancy
$2,880
Maintenance
$900
CapEx
$900
Management fees
$0
Returns
- NOI
- $42,624
- CoC ROI
- 41.97%
- Pro forma cap
- 9.91%
- Purchase cap
- 9.91%
50% Rule
- Total monthly income
- $9,000
- 50% for expenses
- $4,500
- Monthly P&I
- $1,768
- 50% rule cash flow
- $2,731
$779K
$649K
$519K
$390K
$260K
$130K
$0K
| - | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 10 | Year 15 | Year 20 | Year 30 | |
| Property value | $430K | $439K | $447K | $456K | $465K | $475K | $524K | $579K | $639K | $779K |
| Equity | $43K | $59K | $75K | $92K | $109K | $127K | $223K | $334K | $461K | $779K |
| Loan balance | $387,000 | $379,748 | $372,228 | $364,429 | $356,342 | $347,956 | $301,132 | $244,976 | $177,630 | — |
| Cash flow | $21,405 | $22,258 | $23,127 | $24,014 | $24,919 | $25,842 | $30,740 | $36,148 | $42,118 | $55,989 |
| Mortgage payment | $1,768 | $1,768 | $1,768 | $1,768 | $1,768 | $1,768 | $1,768 | $1,768 | $1,768 | $1,768 |
| Profit if sold | $13K | $30K | $70K | $110K | $152K | $196K | $436K | $716K | $1,042K | $1,855K |
| Annualized return | — | 59.04% | 53.73% | 46.78% | 41.32% | 37.09% | 25.31% | 19.81% | 16.56% | 12.83% |
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