Rental Analysis
-$607monthly cash flow
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Monthly cash flow
-$607 /moIncome
$1,800 /moExpenses
$2,407 /moCoC ROI
-13.08%5-year annualized return
-1.72%
Mortgage payment
$1,141.58
Rental income
$1,800
Expenses
$2,407
Loan details
Total cash needed
$55,750
Monthly expense breakdown
Total expenses
$2,407
Mortgage
$1,142
Taxes
$714
Insurance
$62
Variable expenses
$270
Fixed expenses
$220
Fixed expenses
$220
electricity
$100
gas
$100
water & sewer
$20
hoa fees
$0
garbage
$0
Other
$0
Variable expenses
$270
Vacancy
$90
Maintenance
$90
CapEx
$90
Management fees
$0
Returns
- NOI
- $6,408
- CoC ROI
- -13.08%
- Pro forma cap
- 2.03%
- Purchase cap
- 2.03%
50% Rule
- Total monthly income
- $1,800
- 50% for expenses
- $900
- Monthly P&I
- $1,141
- 50% rule cash flow
- -$241
$571K
$476K
$380K
$285K
$190K
$95K
$0K
| - | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 10 | Year 15 | Year 20 | Year 30 | |
| Property value | $315K | $321K | $328K | $334K | $341K | $348K | $384K | $424K | $468K | $571K |
| Equity | $16K | $29K | $43K | $57K | $71K | $86K | $163K | $249K | $345K | $571K |
| Loan balance | $299,250 | $292,166 | $284,924 | $277,517 | $269,943 | $262,198 | $220,771 | $174,450 | $122,658 | — |
| Cash flow | -$7,291 | -$7,162 | -$7,032 | -$6,898 | -$6,762 | -$6,624 | -$5,887 | -$5,074 | -$4,177 | -$2,091 |
| Mortgage payment | $1,141 | $1,141 | $1,141 | $1,141 | $1,141 | $1,141 | $1,141 | $1,141 | $1,141 | $1,141 |
| Profit if sold | -$47K | -$34K | -$27K | -$20K | -$13K | -$5K | $42K | $101K | $174K | $369K |
| Annualized return | -100% | -60.59% | -28.37% | -13.83% | -6.2% | -1.72% | 5.78% | 7.15% | 7.35% | 7% |
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