Business Page
Express Capital Financing
Lender
4.8 stars
112 Reviews
Markets served
Nationwide
Except the following states:
Arizona
Nevada
North Dakota
South Dakota
About us
As one of the fastest-growing direct nationwide lenders in the industry, we specialize in providing both short-term and long-term asset-based loans. Our services are tailored to ensure that each investor's unique needs and goals are met in today's dynamic environment. We pride ourselves on our consultative approach, which involves understanding your specific needs and developing a solution that fits you like a glove. Our unique industry knowledge, integrity, and unwavering determination define us in every transaction, ensuring that your financial goals are not just met but exceeded. Welcome to a partnership where your success is our business.
Specialties
Hard/Private/Non-QM
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)
Reviews (112)
4.8 stars
112 Reviews
4.8 stars
112 Reviews
0.0 star
0 Reviews
5.0 stars
3 weeks ago
Reviewed by
Dino Marra
Always a pleasure doing business with Express Capital Financing. We did one deal with them a year ago and considering how great they were we now currently have 3 deals with them. Great customer service, always responsive along with reasonable rates and fees. From inception, to underwriting to closing they make the process simple and efficient. We will be using them again on our next project.
5.0 stars
a month ago
Reviewed by
Goran Mrvic
I had an excellent experience working with Martin from Express Capital.
He was professional, knowledgeable, and truly went above and beyond to ensure. Martin took the time to understand my needs and provided clear guidance throughout the process. His responsiveness and dedication made a big difference, and I couldn’t be happier with the outcome. Highly recommend working with him
5.0 stars
3 months ago
Reviewed by
Kyle Sonksen
Working with John was a great experience. The best customer service and reliability - far exceeds the competition in mortgage industry.
5.0 stars
7 months ago
Reviewed by
smile grossman
John and his team were absolutely fantastic! Every step of the way, they were incredibly responsive and supportive, guiding me through the entire process with expertise and care. Having someone like John by your side in this business is truly invaluable. Thank you so much for all your help and dedication! Here's a snapshot of the amazing project we accomplished together.
5.0 stars
7 months ago
Reviewed by
Gery De Pena
Doing business with Financial Express has been a wonderful experience. In a very special way I want to highlight the work of John Sotiropoulos, his work. I have never seen a lender so committed to making its clients successful in their goals. Your responsibility, dedication and hard work have left me very impressed. Thank you very much!
5.0 stars
7 months ago
Reviewed by
GERIZIN PEÑA
Having the support and help of Capital Express has been a pleasant experience; especially the work of John Sotiropoulos, has been extraordinary. I have never seen a loan agent put so much responsibility and commitment to achieving your goals. I am highly impressed with John's work.
5.0 stars
a month ago
Reviewed by
Janet D
I've been working with Mr. Martin (Marty) Chera and Mr. Matthew Gulley at Express Capital Financing for over a year and currently closed on my now third investment property acquisition. Their firm continues to be very diligent and professional. Marty checks in every so often and answers any questions I have. They have many different lending options depending on your company's needs and the process to get to closing is always "all hands on deck" to get even last minute adjustments resolved. I truly appreciate our continued business relationship with your firm! - Janet D
5.0 stars
a year ago
Reviewed by
Yeury Mateo
Excellent service my broker John sotiropoulos is the best if you need rehab loans, refinance and more. I have used express capital financing and will continue to do so. We just finish closing on a 3 family here in Bristol CT that took them 3 weeks to close!! You can’t beat that, and as far as the draws for the rehab. The response time is excellent and extremely efficient.
5.0 stars
3 weeks ago
Reviewed by
Dino Marra
Always a pleasure doing business with Express Capital Financing. We did one deal with them a year ago and considering how great they were we now currently have 3 deals with them. Great customer service, always responsive along with reasonable rates and fees. From inception, to underwriting to closing they make the process simple and efficient. We will be using them again on our next project.
5.0 stars
a month ago
Reviewed by
Goran Mrvic
I had an excellent experience working with Martin from Express Capital.
He was professional, knowledgeable, and truly went above and beyond to ensure. Martin took the time to understand my needs and provided clear guidance throughout the process. His responsiveness and dedication made a big difference, and I couldn’t be happier with the outcome. Highly recommend working with him
5.0 stars
3 months ago
Reviewed by
Kyle Sonksen
Working with John was a great experience. The best customer service and reliability - far exceeds the competition in mortgage industry.
5.0 stars
7 months ago
Reviewed by
smile grossman
John and his team were absolutely fantastic! Every step of the way, they were incredibly responsive and supportive, guiding me through the entire process with expertise and care. Having someone like John by your side in this business is truly invaluable. Thank you so much for all your help and dedication! Here's a snapshot of the amazing project we accomplished together.
5.0 stars
7 months ago
Reviewed by
Gery De Pena
Doing business with Financial Express has been a wonderful experience. In a very special way I want to highlight the work of John Sotiropoulos, his work. I have never seen a lender so committed to making its clients successful in their goals. Your responsibility, dedication and hard work have left me very impressed. Thank you very much!
5.0 stars
7 months ago
Reviewed by
GERIZIN PEÑA
Having the support and help of Capital Express has been a pleasant experience; especially the work of John Sotiropoulos, has been extraordinary. I have never seen a loan agent put so much responsibility and commitment to achieving your goals. I am highly impressed with John's work.
5.0 stars
a month ago
Reviewed by
Janet D
I've been working with Mr. Martin (Marty) Chera and Mr. Matthew Gulley at Express Capital Financing for over a year and currently closed on my now third investment property acquisition. Their firm continues to be very diligent and professional. Marty checks in every so often and answers any questions I have. They have many different lending options depending on your company's needs and the process to get to closing is always "all hands on deck" to get even last minute adjustments resolved. I truly appreciate our continued business relationship with your firm! - Janet D
5.0 stars
a year ago
Reviewed by
Yeury Mateo
Excellent service my broker John sotiropoulos is the best if you need rehab loans, refinance and more. I have used express capital financing and will continue to do so. We just finish closing on a 3 family here in Bristol CT that took them 3 weeks to close!! You can’t beat that, and as far as the draws for the rehab. The response time is excellent and extremely efficient.
