Business Page
Loanguys.com
Lender
4.1 stars
181 Reviews
Markets served
Nationwide
About us
Secure your investment property loan in under 14 days with no income verification. We have funded over a billion dollars in DSCR loans, fix and flip loans, and bridge loans for real estate investors. We have generated over 250 million dollars in rental income for our real estate investors across the nation. We have worked with over 4000 real estate investors helping them achieve financial independence through income generated from their investment properties. We offer 30 or 40 year fixed terms, a 10 year interest only program, and interest rates as low as 6.50% for qualified real estate investors.
Specialties
Hard/Private/Non-QM
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)
Reviews (181)
4.1 stars
181 Reviews
4.1 stars
181 Reviews
0.0 star
0 Reviews
5.0 stars
a week ago
Reviewed by
Justin Fowlks
Shervin was my point-person that I worked with at Loan Guys. The service he provided me was 5 star and white-glove all the way. He was informative and always in contact with me. We closed on time and as promised. Amazing gentleman and professional.
5.0 stars
3 weeks ago
Reviewed by
Sheldon Anderson
Josh and Daniel really went above and beyond to get my complicated refinance done. I'm working with them on the next deal and their customer service continues to be A+. I will continue to use these guys for all my deals, big and small!
5.0 stars
a month ago
Reviewed by
Anisha Paul
I’ve had a great experience with Loan Guys. The process went as expected, and the rate was very competitive. The team was quick to respond to my questions and honest I would definitely recommend again. - The Paul Organization llc
5.0 stars
a month ago
Reviewed by
Paul Auguste
I’ve had a great experience we closed and i'm liquid again!!! This was a fast process. The team was very professional showing me different options and help me understand each option.i worked with Shervin from day one and he was on top of things always checking in and he moved with the only speed i respect (fast!) Sidenote, I’ve done a lot of underwriting processes, and this was the smoothest one
1.0 star
a month ago
Reviewed by
David Weller
The worst loan process ever! Horrible communication, over promised, under delivered. Of course they could transfer my appraisal and get closed a DSCR in less than 2 weeks. LIES. It took nearly 6 WEEKS. Having to send the same documents to 3 different people is a joke. Their title search quite out dated and I had to call and do their work. Costs were not as promised. Just excuses and blaming other department and illness. Enough is enough
Save yourself the time & frustration - Go elsewhere !!!
5.0 stars
a month ago
Reviewed by
Lorie Garland
Unbelievable service!!!! by Shervin Modir who works with the Loanguys.com First of all, I want to thank him for getting me an impossible to obtain by anybody else loan. I wanted to buy a nine-unit multifamily apartment complex in a rural area. Before I could make an offer, I had to be prequalified with a loan offer. This was very difficult for me because my credit score was so low. I called five different loan officers, and they all said they could not help me. An advertisement popped up on my phone, and thankfully Shervin answered the phone. To fix my credit score I had to pay off some credit cards. Still, it takes thirty days to make any real improvements in my credit score. My first quote from Shervin was at the rate around 12 percent APR, with my poor to fair credit rating. After my credit improved, he was able to offer me better rate at 9.2 percent APR. I ended up getting a positive cash flow over of 2000.00 a month, with another 1000.00 that can be made rather quickly. On my first attempt to get a loan, there were no comparable properties available for me to be able to get an appraisal also. After calling several companies said they also said they were unable to do an appraisal, for the same reason. Shervin never gave up and found me a loan using a different appraisal company! Another great quality Shervin has is that he almost always answers his phone right away. He quickly calls back if he doesn’t answer. He also worked after hours. His loan closer Caroline Liu was great also. She worked hard for me to get my loan, while under the weather to make sure my loan was done on time. Go Shervin! Hire Shervin, the five star loan officer.
1.0 star
3 months ago
Reviewed by
Randall griffith
Worst loan officer I have deal with in 12 years I been doing realstate! They say it takes two weeks but yet took over month so far and I am ending it. Appraisal came back and I ask Adriana Hernandez if everything was good and she said yes. Than we said we just need the insurance and the lien done so next day I did that. Now she have issues w the appraisal. Wow never ends w her..
5.0 stars
4 months ago
Reviewed by
Patrick & Mariefaye Ramos
I recently worked with Shervin for my investment property loan, and I couldn't be happier. He was eager and communicative. He was available to answer my questions and guided me through the entire process.
Shervin provided the loan details which was straightforward. The transparency in a transaction makes a huge difference to gain a customer's trust. Loan guys delivered this exceptionally.
The underwriting process was very tedious. Although this was our first loan with them. Thank you also to Lamont for working hard on the loan process.
Overall, I highly recommend Loan Guys to anyone looking for a reliable real estate lender.
5.0 stars
a week ago
Reviewed by
Justin Fowlks
Shervin was my point-person that I worked with at Loan Guys. The service he provided me was 5 star and white-glove all the way. He was informative and always in contact with me. We closed on time and as promised. Amazing gentleman and professional.
5.0 stars
3 weeks ago
Reviewed by
Sheldon Anderson
Josh and Daniel really went above and beyond to get my complicated refinance done. I'm working with them on the next deal and their customer service continues to be A+. I will continue to use these guys for all my deals, big and small!
5.0 stars
a month ago
Reviewed by
Anisha Paul
I’ve had a great experience with Loan Guys. The process went as expected, and the rate was very competitive. The team was quick to respond to my questions and honest I would definitely recommend again. - The Paul Organization llc
5.0 stars
a month ago
Reviewed by
Paul Auguste
I’ve had a great experience we closed and i'm liquid again!!! This was a fast process. The team was very professional showing me different options and help me understand each option.i worked with Shervin from day one and he was on top of things always checking in and he moved with the only speed i respect (fast!) Sidenote, I’ve done a lot of underwriting processes, and this was the smoothest one
1.0 star
a month ago
Reviewed by
David Weller
The worst loan process ever! Horrible communication, over promised, under delivered. Of course they could transfer my appraisal and get closed a DSCR in less than 2 weeks. LIES. It took nearly 6 WEEKS. Having to send the same documents to 3 different people is a joke. Their title search quite out dated and I had to call and do their work. Costs were not as promised. Just excuses and blaming other department and illness. Enough is enough
Save yourself the time & frustration - Go elsewhere !!!
5.0 stars
a month ago
Reviewed by
Lorie Garland
Unbelievable service!!!! by Shervin Modir who works with the Loanguys.com First of all, I want to thank him for getting me an impossible to obtain by anybody else loan. I wanted to buy a nine-unit multifamily apartment complex in a rural area. Before I could make an offer, I had to be prequalified with a loan offer. This was very difficult for me because my credit score was so low. I called five different loan officers, and they all said they could not help me. An advertisement popped up on my phone, and thankfully Shervin answered the phone. To fix my credit score I had to pay off some credit cards. Still, it takes thirty days to make any real improvements in my credit score. My first quote from Shervin was at the rate around 12 percent APR, with my poor to fair credit rating. After my credit improved, he was able to offer me better rate at 9.2 percent APR. I ended up getting a positive cash flow over of 2000.00 a month, with another 1000.00 that can be made rather quickly. On my first attempt to get a loan, there were no comparable properties available for me to be able to get an appraisal also. After calling several companies said they also said they were unable to do an appraisal, for the same reason. Shervin never gave up and found me a loan using a different appraisal company! Another great quality Shervin has is that he almost always answers his phone right away. He quickly calls back if he doesn’t answer. He also worked after hours. His loan closer Caroline Liu was great also. She worked hard for me to get my loan, while under the weather to make sure my loan was done on time. Go Shervin! Hire Shervin, the five star loan officer.
1.0 star
3 months ago
Reviewed by
Randall griffith
Worst loan officer I have deal with in 12 years I been doing realstate! They say it takes two weeks but yet took over month so far and I am ending it. Appraisal came back and I ask Adriana Hernandez if everything was good and she said yes. Than we said we just need the insurance and the lien done so next day I did that. Now she have issues w the appraisal. Wow never ends w her..
5.0 stars
4 months ago
Reviewed by
Patrick & Mariefaye Ramos
I recently worked with Shervin for my investment property loan, and I couldn't be happier. He was eager and communicative. He was available to answer my questions and guided me through the entire process.
Shervin provided the loan details which was straightforward. The transparency in a transaction makes a huge difference to gain a customer's trust. Loan guys delivered this exceptionally.
The underwriting process was very tedious. Although this was our first loan with them. Thank you also to Lamont for working hard on the loan process.
Overall, I highly recommend Loan Guys to anyone looking for a reliable real estate lender.