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Business Page


business profile image

Austin Clarence with NEXA Mortgage

Lender
5.0 stars
19 Reviews

Markets served


Arizona
California
Colorado
Texas
Arizona

Licenses


Company NMLS
#1509690
Additional info available at the NMLS consumer access website

Additional Licenses & Information

NMLS 1509690
AZ 0937532
CA-DBO1509690
CO-100504667
TX-

About us


As a local Phoenix investor and top loan officer in Arizona, I enjoy helping investors expand their portfolio or get their feet wet with RE investing. I have over 240+ vetted lenders to search through to tailor home loans as I am with the largest mortgage brokerage in the US, NEXA Mortgage. 

8+ years of investor-experience lending Conventional, DSCR, and programs for self-employed borrowers.

What sets me apart is my firsthand experience as a successful short-term rental owner/operator along with experience with mid-term and long-term renting. My experience has provided me with valuable insights into the mindset and goals of investors, allowing me to anticipate their needs and customize my services accordingly. I understand how investors think because I've walked in their shoes.

After listening to Bigger Pockets podcasts while hiking in Phoenix, I was inspired to start investing and would go on to house-hack and master mid-term and long-term renting. I enjoy advising past clients for years to come on their investments to make sure everything is optimized. 

I will guide you through the process, helping you avoid pitfalls, and continue to assist after closing for years to come. 

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan

Hard/Private/Non-QM

Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Balance Sheet Loan
Foreign National Loan
Refinance (investment)

Reviews (19)


5.0 stars
19 Reviews
5.0 stars
19 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
a month ago
Reviewed by Leon Trusheim
I connected with Austin through BiggerPockets and he was great to work with. This was my first home purchase and Austin helped me through every part of the process. He even put me in touch with the right real estate agent for my situation. We followed an owner-occupied investment property strategy and ended up purchasing a 4-plex through an FHA loan.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Desert Reign Homes
I found Austin through Bigger Pockets. I was pretty far along in the mortgage process with a different financial institution, but I realized I was confused about my options (I was a first time home buyer with a unique/ semi complex purchasing scenario). Austin reached out incredibly quickly after my bigger pockets inquiry, and was unbelievably responsive (even working quite late to get me quick answers), thorough (researching with his credit officers and even calling Freddie Mac and Fanny Mae directly to get accurate answers on my specific and very unique situation) and incredibly patient. Ultimately, he provided me with the information I needed to make the best decision about my mortgage. I decided to stick with my initial financial institution (on a different mortgage type, thanks to the info Austin helped me uncover), mainly to appease my real estate agent who had referred me to the original place, and given how far along I was in the process with a quickly approaching home closing. Austin was so professional and understanding about this, even though he had put in a ton of hard work to get me some disclosure papers ready timely. He never pressured me, even after I didn’t move forward, and for me, that was very refreshing!! If I need to refinance or buy another home any time soon, he’s sure to be the first person I’ll call. Austin rocks!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Punith Shetty
Before working with Austin, I was feeling overwhelmed and uncertain about securing financing for our property . As first-time investors, we were struggling to understand the ins and outs of DSCR loans and how they could work for our situation. Austin truly went above and beyond to help us. He patiently explained the details of DSCR loans, helped us navigate the documentation process, and made himself readily available to answer all our questions. His clear communication and expertise made the entire process much smoother than we had expected. Thanks to his guidance, we were able to secure a DSCR loan that perfectly matched our investment goals. We couldn’t be happier with the results! I highly recommend Austin to anyone looking for a knowledgeable and reliable loan officer. Thank you so much for your help—you made what seemed like an intimidating process feel manageable and stress-free!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Paul Huang
I had the pleasure of working with Austin, and I cannot recommend him highly enough. As a mortgage broker, he has been incredibly helpful in educating me on the various options available, ensuring I understand what would be most suitable for my needs. What sets Austin apart is his genuine approach—he always takes the time to listen carefully to my situation and offers different solutions tailored to help me. There was never any pressure to make a decision or buy anything; his focus was purely on helping me make the best choice for my circumstances. If you’re looking for a knowledgeable, patient, and trustworthy mortgage broker, Austin should be at the top of your list.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Salma C
I’m extremely grateful for Austin’s support and would highly recommend him to anyone in need of a reliable loan officer! Before working with Austin, I was feeling lost in the loan process as a first time homebuyer. I encountered several challenges, particularly with understanding the documentation and feeling uncertain about my loan options. Austin stepped in and made a significant difference. He patiently walked me through everything, clarified my doubts, and provided valuable insights into the loan process. He made himself available during the whole process, which is really important. He was also able to help me with down payment assistance and buy down my rate, which was very helpful. His expertise and guidance were truly reassuring. As a result of our collaboration, I successfully secured a loan that suited my needs perfectly. Thank you Austin for everything you’ve done! You are absolutely the best!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Carmen and Jeff Hogg
Austin has been nothing but encouraging, optimistic, and helpful. He walked me through the process, step-by-step. He was always available to answer any questions and never hesitated to assist in whatever I needed. I will definitely work with him on my next properties.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Shawn Proano
We wholeheartedly recommend Austin as a loan officer! Referred by our realtor for his outstanding service and extensive range of lending options, Austin exceeded our expectations from the start. His expertise and commitment were evident throughout the entire home loan process. He took the time to thoroughly explain each step, ensuring we were well-informed and comfortable overall. Austin’s patience and attentiveness to our needs were remarkable, and he adeptly answered all our questions. Thanks to his efforts, we secured full down payment assistance and even managed to lower our interest rate. If you’re looking for a dedicated professional to guide you through your home financing journey, Austin is the one to choose! Our family appreciates your help Austin!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Patricia Fuentes
I wanted to express my deepest gratitude for Austin’s unwavering dedication in helping us secure our new home. Austin’s commitment to working tirelessly day and night did not go unnoticed and made all the difference in our journey. We are thrilled with the outcome and couldn't have done it without his expertise and support. Looking forward to recommending Austin Clarence’s services to others!
reviewer image
5.0 stars
|
a month ago
Reviewed by Leon Trusheim
I connected with Austin through BiggerPockets and he was great to work with. This was my first home purchase and Austin helped me through every part of the process. He even put me in touch with the right real estate agent for my situation. We followed an owner-occupied investment property strategy and ended up purchasing a 4-plex through an FHA loan.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Desert Reign Homes
I found Austin through Bigger Pockets. I was pretty far along in the mortgage process with a different financial institution, but I realized I was confused about my options (I was a first time home buyer with a unique/ semi complex purchasing scenario). Austin reached out incredibly quickly after my bigger pockets inquiry, and was unbelievably responsive (even working quite late to get me quick answers), thorough (researching with his credit officers and even calling Freddie Mac and Fanny Mae directly to get accurate answers on my specific and very unique situation) and incredibly patient. Ultimately, he provided me with the information I needed to make the best decision about my mortgage. I decided to stick with my initial financial institution (on a different mortgage type, thanks to the info Austin helped me uncover), mainly to appease my real estate agent who had referred me to the original place, and given how far along I was in the process with a quickly approaching home closing. Austin was so professional and understanding about this, even though he had put in a ton of hard work to get me some disclosure papers ready timely. He never pressured me, even after I didn’t move forward, and for me, that was very refreshing!! If I need to refinance or buy another home any time soon, he’s sure to be the first person I’ll call. Austin rocks!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Punith Shetty
Before working with Austin, I was feeling overwhelmed and uncertain about securing financing for our property . As first-time investors, we were struggling to understand the ins and outs of DSCR loans and how they could work for our situation. Austin truly went above and beyond to help us. He patiently explained the details of DSCR loans, helped us navigate the documentation process, and made himself readily available to answer all our questions. His clear communication and expertise made the entire process much smoother than we had expected. Thanks to his guidance, we were able to secure a DSCR loan that perfectly matched our investment goals. We couldn’t be happier with the results! I highly recommend Austin to anyone looking for a knowledgeable and reliable loan officer. Thank you so much for your help—you made what seemed like an intimidating process feel manageable and stress-free!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Paul Huang
I had the pleasure of working with Austin, and I cannot recommend him highly enough. As a mortgage broker, he has been incredibly helpful in educating me on the various options available, ensuring I understand what would be most suitable for my needs. What sets Austin apart is his genuine approach—he always takes the time to listen carefully to my situation and offers different solutions tailored to help me. There was never any pressure to make a decision or buy anything; his focus was purely on helping me make the best choice for my circumstances. If you’re looking for a knowledgeable, patient, and trustworthy mortgage broker, Austin should be at the top of your list.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Salma C
I’m extremely grateful for Austin’s support and would highly recommend him to anyone in need of a reliable loan officer! Before working with Austin, I was feeling lost in the loan process as a first time homebuyer. I encountered several challenges, particularly with understanding the documentation and feeling uncertain about my loan options. Austin stepped in and made a significant difference. He patiently walked me through everything, clarified my doubts, and provided valuable insights into the loan process. He made himself available during the whole process, which is really important. He was also able to help me with down payment assistance and buy down my rate, which was very helpful. His expertise and guidance were truly reassuring. As a result of our collaboration, I successfully secured a loan that suited my needs perfectly. Thank you Austin for everything you’ve done! You are absolutely the best!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Carmen and Jeff Hogg
Austin has been nothing but encouraging, optimistic, and helpful. He walked me through the process, step-by-step. He was always available to answer any questions and never hesitated to assist in whatever I needed. I will definitely work with him on my next properties.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Shawn Proano
We wholeheartedly recommend Austin as a loan officer! Referred by our realtor for his outstanding service and extensive range of lending options, Austin exceeded our expectations from the start. His expertise and commitment were evident throughout the entire home loan process. He took the time to thoroughly explain each step, ensuring we were well-informed and comfortable overall. Austin’s patience and attentiveness to our needs were remarkable, and he adeptly answered all our questions. Thanks to his efforts, we secured full down payment assistance and even managed to lower our interest rate. If you’re looking for a dedicated professional to guide you through your home financing journey, Austin is the one to choose! Our family appreciates your help Austin!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Patricia Fuentes
I wanted to express my deepest gratitude for Austin’s unwavering dedication in helping us secure our new home. Austin’s commitment to working tirelessly day and night did not go unnoticed and made all the difference in our journey. We are thrilled with the outcome and couldn't have done it without his expertise and support. Looking forward to recommending Austin Clarence’s services to others!

Our Team


Austin Clarence