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Business Page


business profile image

Rain City Capital

Lender
4.7 stars
74 Reviews

Markets served


Arizona
Arkansas
Colorado
Florida
Georgia
Kansas
Missouri
North Carolina
Ohio
Oklahoma
Oregon
Tennessee
Texas
Washington
Wisconsin

Licenses


Company NMLS
#2577725
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Arizona MB 1051866
OR NMLS ID 1366479, OR ML-5375

About us


Set apart by its seasoned team and creative loan programs, private money lender Rain City Capital partners closely with each borrower to ensure success. Since 2009, we've funded nearly $2 billion in loans for fix-and-flips, cash-flowing rentals, ground-up construction, and auction purchases for thousands of successful investors who choose to partner with us again and again. 

Specialties


Hard/Private/Non-QM

Fix & Flip
DSCR (long-term rental)
Ground Up & Land Dev. Loan
Rehab for Buy & Hold
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (74)


4.7 stars
74 Reviews
4.7 stars
74 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
a week ago
Reviewed by Ludomir Wanot
Julian at Rain City was an absolute pleasure to work wit. His professionalism and expertise stood out from the very beginning, making the entire process seamless and stress-free. He was not only knowledgeable but also incredibly responsive, ensuring that all questions and concerns were addressed promptly. His attention to detail and commitment to delivering results gave me complete confidence throughout the transaction. What truly sets Julian apart is his ability to get the job done efficiently and on time. He went above and beyond to ensure that the deal closed without any delays, which is a rarity in today’s market. Working with him felt effortless, and his dedication to his clients’ success is evident in everything he does. I would highly recommend Julian to anyone looking for a reliable lender.
reviewer image
5.0 stars
|
a month ago
Reviewed by Mario Gutierrez
Rain City Capital is incredible! They’ve consistently come through for all my loan needs in every way possible. Huge shoutout to Grant, Barbara, and the rest of the team for their outstanding service. Highly recommend!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Luis Garcia Jr
Austin Bunkers - This gentlemen has been instrumental in helping me secure funding for a deal, as well as helping me with refinancing of several of my properties. Austin has provided a wealth of knowledge and never made me feel like I was a bother with the hundreds of questions that I asked in a short period of time. If you are someone who is looking to invest, or refinance, I would highly recommend reaching out to Austin Bunkers and I am sure with his vast knowledge, he can help you with your goals.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Angie McGhee Scott
I've had an amazing experience with Rain City Capital! From the pre-approval process, the easy to use portal for proof of funds, and most importantly, the responsiveness and persistence of loan officer, Lauren Smith! Despite my initial decision to go with another lender, Lauren never disappeared. She continued to check in and compete for my business. When terms unfavorably changed on the deal just a week before closing, Lauren was able to step in, save the day and get it funded on time. Amazing!! She's earned her place as my go to lender for future projects!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Paonia Properties
Adrian Moreno with Rain City is the absolute best! We have done several deals with him and he just saved us and funded 5 deals for us in a week! Thank you saving the day Adrian! We use them exclusively for our hard money and for our DSCR needs! They can handle the volume and the terms are great! I would highly recommend using Adrian and Rain City on your next deal!
reviewer image
5.0 stars
|
4 months ago
Reviewed by E. Brown
Adrian Moreno was awesome! When an uncomfortable situation occurred with another lender during the purchase process, he quickly stepped in, set expectations and provided transparency during the process until we could successfully close. He has a winning and supportive team that will help everyone involved get to a successful closing. Thank you!
reviewer image
5.0 stars
|
5 months ago
Reviewed by James
Really appreciate this company!! It’s always a pleasure working with Alex!! And Rain City Capital. They are SUPER hassle-free, the process and approval is SUPER easy. And Alex really goes the extra mile to make it happen! Highly recommend these guys if you want EASY and FAST finding for your real estate projects! Approval within DAYS. Third time using these guys and i have yet to be let down by them!! HIGHLY RECOMMENDED!
reviewer image
5.0 stars
|
10 months ago
Reviewed by Bryan Gamez
I recently had the pleasure of working with William Guyett at Rain City Capital for a hard money loan on my latest property flip. From the outset, William made the entire process not only smooth but impressively quick, which is crucial in the fast-paced real estate investment world. What stood out to me was the simplicity and efficiency of the rehab draw process. Often, this can be a point of frustration due to complicated procedures and delays, but William ensured everything was straightforward and hassle-free. His professionalism, knowledge, and dedication to customer service significantly contributed to the success of my project. I truly appreciated the personal attention and guidance William provided throughout the loan process. It’s clear that he values his clients and goes above and beyond to meet their needs. If you’re looking for a reliable and supportive hard money lender, I highly recommend William Guyett and Rain City Capital for your next investment project. Working with him was a fantastic experience, and I look forward to future opportunities to collaborate again.
reviewer image
5.0 stars
|
a week ago
Reviewed by Ludomir Wanot
Julian at Rain City was an absolute pleasure to work wit. His professionalism and expertise stood out from the very beginning, making the entire process seamless and stress-free. He was not only knowledgeable but also incredibly responsive, ensuring that all questions and concerns were addressed promptly. His attention to detail and commitment to delivering results gave me complete confidence throughout the transaction. What truly sets Julian apart is his ability to get the job done efficiently and on time. He went above and beyond to ensure that the deal closed without any delays, which is a rarity in today’s market. Working with him felt effortless, and his dedication to his clients’ success is evident in everything he does. I would highly recommend Julian to anyone looking for a reliable lender.
reviewer image
5.0 stars
|
a month ago
Reviewed by Mario Gutierrez
Rain City Capital is incredible! They’ve consistently come through for all my loan needs in every way possible. Huge shoutout to Grant, Barbara, and the rest of the team for their outstanding service. Highly recommend!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Luis Garcia Jr
Austin Bunkers - This gentlemen has been instrumental in helping me secure funding for a deal, as well as helping me with refinancing of several of my properties. Austin has provided a wealth of knowledge and never made me feel like I was a bother with the hundreds of questions that I asked in a short period of time. If you are someone who is looking to invest, or refinance, I would highly recommend reaching out to Austin Bunkers and I am sure with his vast knowledge, he can help you with your goals.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Angie McGhee Scott
I've had an amazing experience with Rain City Capital! From the pre-approval process, the easy to use portal for proof of funds, and most importantly, the responsiveness and persistence of loan officer, Lauren Smith! Despite my initial decision to go with another lender, Lauren never disappeared. She continued to check in and compete for my business. When terms unfavorably changed on the deal just a week before closing, Lauren was able to step in, save the day and get it funded on time. Amazing!! She's earned her place as my go to lender for future projects!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Paonia Properties
Adrian Moreno with Rain City is the absolute best! We have done several deals with him and he just saved us and funded 5 deals for us in a week! Thank you saving the day Adrian! We use them exclusively for our hard money and for our DSCR needs! They can handle the volume and the terms are great! I would highly recommend using Adrian and Rain City on your next deal!
reviewer image
5.0 stars
|
4 months ago
Reviewed by E. Brown
Adrian Moreno was awesome! When an uncomfortable situation occurred with another lender during the purchase process, he quickly stepped in, set expectations and provided transparency during the process until we could successfully close. He has a winning and supportive team that will help everyone involved get to a successful closing. Thank you!
reviewer image
5.0 stars
|
5 months ago
Reviewed by James
Really appreciate this company!! It’s always a pleasure working with Alex!! And Rain City Capital. They are SUPER hassle-free, the process and approval is SUPER easy. And Alex really goes the extra mile to make it happen! Highly recommend these guys if you want EASY and FAST finding for your real estate projects! Approval within DAYS. Third time using these guys and i have yet to be let down by them!! HIGHLY RECOMMENDED!
reviewer image
5.0 stars
|
10 months ago
Reviewed by Bryan Gamez
I recently had the pleasure of working with William Guyett at Rain City Capital for a hard money loan on my latest property flip. From the outset, William made the entire process not only smooth but impressively quick, which is crucial in the fast-paced real estate investment world. What stood out to me was the simplicity and efficiency of the rehab draw process. Often, this can be a point of frustration due to complicated procedures and delays, but William ensured everything was straightforward and hassle-free. His professionalism, knowledge, and dedication to customer service significantly contributed to the success of my project. I truly appreciated the personal attention and guidance William provided throughout the loan process. It’s clear that he values his clients and goes above and beyond to meet their needs. If you’re looking for a reliable and supportive hard money lender, I highly recommend William Guyett and Rain City Capital for your next investment project. Working with him was a fantastic experience, and I look forward to future opportunities to collaborate again.

Our Team


Madeline Mohn
Lender