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Business Page


business profile image

Total Quality Lending

Lender
4.8 stars
310 Reviews

Markets served


Alabama
Arizona
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Minnesota
North Carolina
Ohio
Oklahoma
Oregon
South Carolina
Tennessee
Texas
Virginia
Wisconsin
Alabama
Arizona
California
Colorado
Connecticut
Florida
Georgia
Idaho
Indiana
Minnesota
North Carolina
Ohio
Oklahoma
Oregon
South Carolina
Tennessee
Texas
Virginia
Wisconsin

Licenses


Company NMLS
#1933377
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Alabama: 23142
Arizona: 1021113
California: 108369
Colorado: 0
Connecticut: 1933377
Florida: 0
Georgia: 1933377
Idaho: 20819333
Illinois: 6761610
Indiana: 1933377
Iowa: 20220126
Kansas: 26188
Michigan: 24215
Minnesota: 19333
Missouri: 1933377
Montana: 1933377
New Jersey: 1933777
North Carolina: 1933777
Ohio: 80471400
Oklahoma:...

About us


Low Rates, Direct Lender with 15-day Close Guarantee, No Broker or Origination fees & A No Lender Fee Refi Program. We will connect you with all our Investor resources.  We will get you the best terms available first & not steer you in the costliest option 1st since we have access to all Traditional & Non-Traditional Loan Products. You don't need to go multiple lenders to scale your portfolio as we do it all!  Minimum Loan amounts of 100k.

Our whole team not only has a big background with Years of Experience in Advising Clients on Real Estate Financing, but we have scaled Real Estate Portfolios personally.  We will Share our network of professionals and resources with you. We're not just here to do your loan we want to be your partner in helping you build wealth through Real Estate.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
USDA Loan
FHA

Hard/Private/Non-QM

DSCR (long-term rental)
DSCR (short-term rental)
Refinance (investment)

Reviews (310)


4.8 stars
310 Reviews
4.8 stars
303 Reviews
5.0 stars
7 Reviews

reviewer image
5.0 stars
|
a week ago
I had an exceptional experience working with Total Quality Lending! Brent, Kim, and Chris went above and beyond to ensure my loan was approved and closed on time. Their professionalism, attention to detail, and constant communication throughout the process made everything smooth and stress-free. They truly worked as a team to ensure I was informed every step of the way, and their dedication to meeting deadlines was impressive. I couldn’t be happier with the service they provided and would highly recommend Total Quality Lending to anyone in need of a reliable and efficient lending team. Thank you, Brent, Kim, and Chris, for your outstanding work!
reviewer image
5.0 stars
|
a week ago
Reviewed by Edward K Melissa
We had a difficult situation where we had to buy two homes in a very tight timeline. TQL knocked it out of the park and got both to the finish line! As a realtor, I've worked with a lot of lenders and they mostly all fall short, but TQL was the exact opposite of falling short. They exceeded my expectations. I also really appreciated and enjoyed their app and ease of uploading docs to their portal. It kept us in the loop on where they were in the process and how many other steps we needed until funding. I'm so glad we found our forever lenders! Especially Krystal and Taylor-- the A team!!
reviewer image
5.0 stars
|
a month ago
Reviewed by Carmen Chambers
Taylor and the team were amazing. They were professional and courteous. They worked diligently into the late evening, at times, to complete their role in the lending process. I look forward to working with this again. Happy Thanksgiving Team!! 🎊
reviewer image
5.0 stars
|
a month ago
Reviewed by Arjun Garg
“I can’t say enough good things about working with Taylor and Krystal! They helped me close a complicated loan on time, with an excellent rate that exceeded my expectations. Taylor’s expertise and Krystal’s responsiveness made the entire process smooth and stress-free. They handled every detail with care and went above and beyond to keep me informed every step of the way. Highly recommend them for anyone looking for a dedicated and efficient team to handle their loan needs!”
reviewer image
5.0 stars
|
a month ago
Reviewed by Blaine
Total Quality Lending has been nothing but professional and helpful. They have great communication, keeping you informed during the process. Krystal, Marquis and their team have been great to work with and helping us buy our dream home. Thank you.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Eric Mahlstedt
We worked with Chris and Krystal at TQL to secure a loan for an investment property and had a fantastic experience start to finish. Their rates were the best after shopping around a lot, they treated us like family, and their app and website had great user experiences/were very easy to use throughout the loan process. We will be using them for any future loans and you should too!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Joshua Green
My wife and I recently worked with Total Quality Lending for our first home mortgage which was a little intimidating to say the least. We couldn’t be happier with the experience. Taylor Burkhart and his team were phenomenal throughout the entire process. Taylor expertly guided us with each of the homes that we looked at to find the right mortgage products that fit our needs perfectly. His knowledge and patience made the decision-making process so much easier and stress-free. A special thank you to Krystal Arnold, who made the application, document submission, and acceptance process a breeze. Their app and her efficiency and attention to detail ensured that everything went smoothly, and we were well-prepared for our signing day. If you are looking at a lender, I highly recommend Total Quality Lending to anyone looking for a mortgage lender. Their dedication to excellent customer service truly sets them apart.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Nancy Paliska
We recently purchased our second home as an investment through Total Quality Lending, and our experience was exceptional from start to finish. The professionalism and communication were by far the best I've ever encountered. We opted for a 21-day close, allowing us to present a stronger offer, which was seamlessly executed thanks to the efficient and precise work of Krystal Arnold. Krystal was not only fast but also incredibly supportive throughout the process. Our loan officer, Taylor Burkhart, went above and beyond to ensure we secured the best possible rate. His proactive communication with both agents involved kept everyone informed and at ease throughout the entire transaction. We will undoubtedly choose Total Quality Lending again for any future mortgage needs. Highly recommended!
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Bill Ward
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Kyle J Pilbeam
I have listened to many BiggerPockets podcasts and they great networking that is involved in this community. BiggerPockets got me in touch with Total Quality Lending and it was a great experience. Their rates beat every rate that was given to me in my community, I appreciate them for that. I highly recommend them from experience
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Bill Ward
Chris and his team helped me out so much when I was in a tight spot getting financing. His team worked all angles they could find to help me close on my property and had great communication throughout the entire process. Definitely recommend TQL for any financing you seek.
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Karthik Krishnaswamy
Chris and team have been incredibly helpful in helping me get a loan to purchase and rehab a 6 unit multifamily unit. Becky and Chris were in constant communication and kept me apprised of everything that's happening. They also helped me overcome hurdles along the way. I highly recommend them.
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Chelsea Sidhu
I can't say enough great things about TQL, Chris, and his team Becky, Erin..everyone! This was our first investment property and it couldn't have been any smoother. I called many lenders before starting this process, and as soon as I spoke with Chris I could tell he was who I wanted to work with. Everyone is very responsive, knowledgeable, and they go above and beyond. We purchased a property out of state which I was initially nervous about, but they made everything so easy! I look forward to working with them on many more deals in the near future!
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Deepak Bhosale
Chris and team has been absolutely incredible throughout the loan process. Special thanks to Becky and Erin for keeping the communication going starting from gathering documents to funding the loan. Thanks TQL.
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Alissa Condra
I contacted TQL through BP lender finder and had a fantastic experience. After the initial forms, I worked mostly with Becky for my options and processing, and she took time to listen to my requirements and respond quickly. The closing attorney, my agent, and the seller's agent all mentioned at different times how great she was when it came to checking in, being proactive in providing information and just being easy to work with. I think it's part of why we got the house we wanted!
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Bill Ward
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Kyle J Pilbeam
I have listened to many BiggerPockets podcasts and they great networking that is involved in this community. BiggerPockets got me in touch with Total Quality Lending and it was a great experience. Their rates beat every rate that was given to me in my community, I appreciate them for that. I highly recommend them from experience
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Bill Ward
Chris and his team helped me out so much when I was in a tight spot getting financing. His team worked all angles they could find to help me close on my property and had great communication throughout the entire process. Definitely recommend TQL for any financing you seek.
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Karthik Krishnaswamy
Chris and team have been incredibly helpful in helping me get a loan to purchase and rehab a 6 unit multifamily unit. Becky and Chris were in constant communication and kept me apprised of everything that's happening. They also helped me overcome hurdles along the way. I highly recommend them.
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Chelsea Sidhu
I can't say enough great things about TQL, Chris, and his team Becky, Erin..everyone! This was our first investment property and it couldn't have been any smoother. I called many lenders before starting this process, and as soon as I spoke with Chris I could tell he was who I wanted to work with. Everyone is very responsive, knowledgeable, and they go above and beyond. We purchased a property out of state which I was initially nervous about, but they made everything so easy! I look forward to working with them on many more deals in the near future!
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Deepak Bhosale
Chris and team has been absolutely incredible throughout the loan process. Special thanks to Becky and Erin for keeping the communication going starting from gathering documents to funding the loan. Thanks TQL.
reviewer image
5.0 stars
|
over 1 year ago
Reviewed by Alissa Condra
I contacted TQL through BP lender finder and had a fantastic experience. After the initial forms, I worked mostly with Becky for my options and processing, and she took time to listen to my requirements and respond quickly. The closing attorney, my agent, and the seller's agent all mentioned at different times how great she was when it came to checking in, being proactive in providing information and just being easy to work with. I think it's part of why we got the house we wanted!
reviewer image
5.0 stars
|
a week ago
I had an exceptional experience working with Total Quality Lending! Brent, Kim, and Chris went above and beyond to ensure my loan was approved and closed on time. Their professionalism, attention to detail, and constant communication throughout the process made everything smooth and stress-free. They truly worked as a team to ensure I was informed every step of the way, and their dedication to meeting deadlines was impressive. I couldn’t be happier with the service they provided and would highly recommend Total Quality Lending to anyone in need of a reliable and efficient lending team. Thank you, Brent, Kim, and Chris, for your outstanding work!
reviewer image
5.0 stars
|
a week ago
Reviewed by Edward K Melissa
We had a difficult situation where we had to buy two homes in a very tight timeline. TQL knocked it out of the park and got both to the finish line! As a realtor, I've worked with a lot of lenders and they mostly all fall short, but TQL was the exact opposite of falling short. They exceeded my expectations. I also really appreciated and enjoyed their app and ease of uploading docs to their portal. It kept us in the loop on where they were in the process and how many other steps we needed until funding. I'm so glad we found our forever lenders! Especially Krystal and Taylor-- the A team!!
reviewer image
5.0 stars
|
a month ago
Reviewed by Carmen Chambers
Taylor and the team were amazing. They were professional and courteous. They worked diligently into the late evening, at times, to complete their role in the lending process. I look forward to working with this again. Happy Thanksgiving Team!! 🎊
reviewer image
5.0 stars
|
a month ago
Reviewed by Arjun Garg
“I can’t say enough good things about working with Taylor and Krystal! They helped me close a complicated loan on time, with an excellent rate that exceeded my expectations. Taylor’s expertise and Krystal’s responsiveness made the entire process smooth and stress-free. They handled every detail with care and went above and beyond to keep me informed every step of the way. Highly recommend them for anyone looking for a dedicated and efficient team to handle their loan needs!”
reviewer image
5.0 stars
|
a month ago
Reviewed by Blaine
Total Quality Lending has been nothing but professional and helpful. They have great communication, keeping you informed during the process. Krystal, Marquis and their team have been great to work with and helping us buy our dream home. Thank you.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Eric Mahlstedt
We worked with Chris and Krystal at TQL to secure a loan for an investment property and had a fantastic experience start to finish. Their rates were the best after shopping around a lot, they treated us like family, and their app and website had great user experiences/were very easy to use throughout the loan process. We will be using them for any future loans and you should too!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Joshua Green
My wife and I recently worked with Total Quality Lending for our first home mortgage which was a little intimidating to say the least. We couldn’t be happier with the experience. Taylor Burkhart and his team were phenomenal throughout the entire process. Taylor expertly guided us with each of the homes that we looked at to find the right mortgage products that fit our needs perfectly. His knowledge and patience made the decision-making process so much easier and stress-free. A special thank you to Krystal Arnold, who made the application, document submission, and acceptance process a breeze. Their app and her efficiency and attention to detail ensured that everything went smoothly, and we were well-prepared for our signing day. If you are looking at a lender, I highly recommend Total Quality Lending to anyone looking for a mortgage lender. Their dedication to excellent customer service truly sets them apart.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Nancy Paliska
We recently purchased our second home as an investment through Total Quality Lending, and our experience was exceptional from start to finish. The professionalism and communication were by far the best I've ever encountered. We opted for a 21-day close, allowing us to present a stronger offer, which was seamlessly executed thanks to the efficient and precise work of Krystal Arnold. Krystal was not only fast but also incredibly supportive throughout the process. Our loan officer, Taylor Burkhart, went above and beyond to ensure we secured the best possible rate. His proactive communication with both agents involved kept everyone informed and at ease throughout the entire transaction. We will undoubtedly choose Total Quality Lending again for any future mortgage needs. Highly recommended!

Our Team


Christopher Paliska
Lender