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Business Page


business profile image

The Tyler Osby Team at Fairway Independent Mortgage (Iowa's Most Recommended Lender!)

Lender
5.0 stars
1280 Reviews

Markets served


Iowa

Licenses


Company NMLS
#8668
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Fairway Independent Mortgage Corporation, NMLS #2289
Tyler Osby, NMLS #8668, State of Iowa License #19545

About us


Over 1,100 five star reviews on Google! Our office is locally owned and operated in Iowa!  We've helped hundreds of house-hackers and investors buy here in Iowa. As an active investor myself, I really love helping create wealth in real estate!  We have many (over 20) investors that we work directly with for each client we help.  If we don't have the right solution for a client, I typically know who in town will (I always say "I'm a great first call!"). 

We have over 30 years of experience in our office and would love to help.

Clear communication and a predictable process are the keys to why we've been able to serve some of the coolest people in Iowa in buying and refinancing real estate.

General financing requirements:

Househacking:
FHA: 3.5% down. 
Conventional: 5% down

Investment Property Purchases:
1 unit: 85% of purchase price
2-4 unit: 75% of purchase price

Bottom line: If I don't have a way to do it, I'll likely know who can here in town!

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan

Reviews (1280)


5.0 stars
1280 Reviews
5.0 stars
1280 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
a week ago
Reviewed by Tasha J
My daughter started her first home buying experience through Rocket Mortgage, & had a terrible time with paperwork not being right, and her agent trying to hurry her along to sign things despite knowing the information wasn't accurate. I told her about the Osby team, & suggested she check it out to go through them instead. Tyler and I worked together in retail as teenagers, so I have known him for over 20 years. I'd never used his mortgage services myself, but admired his running commentary on Facebook with helpful industry info and how he helps give people the insight they need to empower themselves during the home buying process. As a first time homebuyer, there were many things my daughter didn't know yet about the paperwork process, and Tyler and his team did a fantastic job of making sure she knew what all of her options were. We will definitely be recommending the team to other homebuyers in the future!
reviewer image
5.0 stars
|
a week ago
Reviewed by Gary Margolis
Based on the great reviews I had read, I called the Tyler Osby team to inquire about refinancing our home mortgage. Tyler called me back and discussed some options with me for about 20 to 30 minutes. Because we were in a somewhat unique situation, Tyler suggested that we probably would not save money by going through the refinancing route. But then he stayed on the phone and gave me some excellent options which did not involve my applying for a regular refinance. These options did not involve doing business with him, but he said that his main goal was to help the people who came to him for advice (even if he didn't get them as a client). I was impressed! Although I ended up not using his team for this particular refinance, I will certainly contact the Tyler Osby team first for any future home financing needs.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Alisha Thornton
I recently worked with The Tyler Osby Team at Fairway Independent Mortgage to purchase our new home, and I couldn't be more pleased with the experience. From the very first communication, they demonstrated professionalism, transparency, and a deep knowledge of the mortgage process. They took the time to explain all the options available to me, answered every question, and ensured we fully understood the steps involved. What really stood out to me was their dedication to making the process as smooth as possible. They were always available to address any concerns. The team was efficient, communicative, and truly cared about my financial goals. They followed up with us during our home search before and after we got an accepted offer frequently. Tyler informed us to call him any time of day if anything came up or had any questions. I highly recommend Tyler Osby and his group.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Farshad Sadr
The Tyler Osby team made buying a home so easy! We are forever grateful for their professionalism and super hard work. We are first time home buyers and they made us feel confident and comfortable throughout the entire experience. Huge shout out to the Tyler team for also hooking us up with the rockstar realtor, Cameron Campos!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Jessica Krayenhagen
Amazing experience working with Tyler and his team. This was a first home purchase and they made this process easy and pain free. They have an extremely accurate mortgage calculator so you know what you can and what you can’t afford while looking for homes. When they say your home purchase will be a “no surprise” closing-they mean it. Though I know I will not need their services again because I found my forever home; I strongly urge everyone else that if your in the market to buy or just not sure-reach out to them! They have a laid back, no pressure approach and when you find the property you want, they spring into action. Thanks again everyone I will be referring everyone to your company!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Josiah Nanda
I had an amazing experience working with Tyler Osby Team at Fairway Independent Mortgage! From start to finish, the entire process was incredibly smooth. Tyler and his team were always available to answer any questions I had, providing clear and thorough explanations every step of the way. What truly stood out was the thoughtful gesture of sending us cookies to congratulate us on our home purchase — it was a wonderful touch! They also made sure to check in with us biweekly, which made us feel supported throughout the entire journey. Highly recommend Tyler Osby Team for anyone looking to buy a home!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Ariel Dupey
My husband and I were in the market for our first home, and we couldn’t have asked for a better experience than the one we had with Tyler and his team. We were referred to Tyler through the Iowa Finance Authority, and from the beginning, everything exceeded our expectations. Tyler introduced us to an amazing realtor who really understood what we were looking for. The whole process felt so smooth because the entire team worked together seamlessly, and they kept us in the loop the whole time. We never felt confused or left out of the process, which was a is a huge comfort for first time buyers. Tyler personally responded to any question or concern I had within a day. No matter how small or silly it seemed, he always got back to me right away, and that level of personal attention really made a difference. It felt like we had someone looking out for us every step of the way. With the hard work and dedication of this team we closed on our home in just 30 days! We honestly couldn't believe how quickly everything came together, and we owe it all to Tyler and his team’s hard work. I highly recommend reaching out to Tyler and his team. They made the whole experience stress-free and we couldn’t be happier with our new home!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Ben Dupey
My wife and I were in the market to buy our first home, and we couldn’t be more grateful for being referred to Tyler’s team through the Iowa Finance Authority. Working with Tyler was an absolute blessing throughout our first home-buying experience. Tyler connected us with an outstanding realtor, and together, the entire team worked seamlessly to help us secure our dream home. From start to finish, Tyler and his team kept us informed at every step, providing regular updates and ensuring we understood the process. Tyler himself responded to many of my questions quickly and personally, making the experience smooth and stress-free. Amazingly, we closed on our home within just 30 days of making an offer! I can’t recommend this exceptional team highly enough to anyone in the market for a new home.
reviewer image
5.0 stars
|
a week ago
Reviewed by Tasha J
My daughter started her first home buying experience through Rocket Mortgage, & had a terrible time with paperwork not being right, and her agent trying to hurry her along to sign things despite knowing the information wasn't accurate. I told her about the Osby team, & suggested she check it out to go through them instead. Tyler and I worked together in retail as teenagers, so I have known him for over 20 years. I'd never used his mortgage services myself, but admired his running commentary on Facebook with helpful industry info and how he helps give people the insight they need to empower themselves during the home buying process. As a first time homebuyer, there were many things my daughter didn't know yet about the paperwork process, and Tyler and his team did a fantastic job of making sure she knew what all of her options were. We will definitely be recommending the team to other homebuyers in the future!
reviewer image
5.0 stars
|
a week ago
Reviewed by Gary Margolis
Based on the great reviews I had read, I called the Tyler Osby team to inquire about refinancing our home mortgage. Tyler called me back and discussed some options with me for about 20 to 30 minutes. Because we were in a somewhat unique situation, Tyler suggested that we probably would not save money by going through the refinancing route. But then he stayed on the phone and gave me some excellent options which did not involve my applying for a regular refinance. These options did not involve doing business with him, but he said that his main goal was to help the people who came to him for advice (even if he didn't get them as a client). I was impressed! Although I ended up not using his team for this particular refinance, I will certainly contact the Tyler Osby team first for any future home financing needs.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Alisha Thornton
I recently worked with The Tyler Osby Team at Fairway Independent Mortgage to purchase our new home, and I couldn't be more pleased with the experience. From the very first communication, they demonstrated professionalism, transparency, and a deep knowledge of the mortgage process. They took the time to explain all the options available to me, answered every question, and ensured we fully understood the steps involved. What really stood out to me was their dedication to making the process as smooth as possible. They were always available to address any concerns. The team was efficient, communicative, and truly cared about my financial goals. They followed up with us during our home search before and after we got an accepted offer frequently. Tyler informed us to call him any time of day if anything came up or had any questions. I highly recommend Tyler Osby and his group.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Farshad Sadr
The Tyler Osby team made buying a home so easy! We are forever grateful for their professionalism and super hard work. We are first time home buyers and they made us feel confident and comfortable throughout the entire experience. Huge shout out to the Tyler team for also hooking us up with the rockstar realtor, Cameron Campos!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Jessica Krayenhagen
Amazing experience working with Tyler and his team. This was a first home purchase and they made this process easy and pain free. They have an extremely accurate mortgage calculator so you know what you can and what you can’t afford while looking for homes. When they say your home purchase will be a “no surprise” closing-they mean it. Though I know I will not need their services again because I found my forever home; I strongly urge everyone else that if your in the market to buy or just not sure-reach out to them! They have a laid back, no pressure approach and when you find the property you want, they spring into action. Thanks again everyone I will be referring everyone to your company!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Josiah Nanda
I had an amazing experience working with Tyler Osby Team at Fairway Independent Mortgage! From start to finish, the entire process was incredibly smooth. Tyler and his team were always available to answer any questions I had, providing clear and thorough explanations every step of the way. What truly stood out was the thoughtful gesture of sending us cookies to congratulate us on our home purchase — it was a wonderful touch! They also made sure to check in with us biweekly, which made us feel supported throughout the entire journey. Highly recommend Tyler Osby Team for anyone looking to buy a home!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Ariel Dupey
My husband and I were in the market for our first home, and we couldn’t have asked for a better experience than the one we had with Tyler and his team. We were referred to Tyler through the Iowa Finance Authority, and from the beginning, everything exceeded our expectations. Tyler introduced us to an amazing realtor who really understood what we were looking for. The whole process felt so smooth because the entire team worked together seamlessly, and they kept us in the loop the whole time. We never felt confused or left out of the process, which was a is a huge comfort for first time buyers. Tyler personally responded to any question or concern I had within a day. No matter how small or silly it seemed, he always got back to me right away, and that level of personal attention really made a difference. It felt like we had someone looking out for us every step of the way. With the hard work and dedication of this team we closed on our home in just 30 days! We honestly couldn't believe how quickly everything came together, and we owe it all to Tyler and his team’s hard work. I highly recommend reaching out to Tyler and his team. They made the whole experience stress-free and we couldn’t be happier with our new home!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Ben Dupey
My wife and I were in the market to buy our first home, and we couldn’t be more grateful for being referred to Tyler’s team through the Iowa Finance Authority. Working with Tyler was an absolute blessing throughout our first home-buying experience. Tyler connected us with an outstanding realtor, and together, the entire team worked seamlessly to help us secure our dream home. From start to finish, Tyler and his team kept us informed at every step, providing regular updates and ensuring we understood the process. Tyler himself responded to many of my questions quickly and personally, making the experience smooth and stress-free. Amazingly, we closed on our home within just 30 days of making an offer! I can’t recommend this exceptional team highly enough to anyone in the market for a new home.

Our Team


Tyler Osby