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Business Page


business profile image

Cardinal Financial

Lender
4.9 stars
203 Reviews

Markets served


Nationwide

Except the following states:

Mississippi
New Hampshire
New Jersey
New York
Pennsylvania
Vermont
West Virginia

Licenses


Company NMLS
#262463
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Alamba (262463)
Alaska (262463)
Arizona (0935798)
Arkansas (262463)
Connecticut (262463)
California (CA-DBO262463)
Colorado (100517679)
Delaware (262463)
Florida (LO57672)
Georgia (262463)
Hawaii (HI-262463)
Idaho (MLO-2080262463)
Illinois (031.0077495)
Indiana (42515)
Iowa (48594)
Kansas (LO.0049526)
Kentucky (262463)
Louisiana...

More ways to connect


About us


I have worked in Real Estate Lending for over 20 years and have been fortunate to have built an amazing team of other long-term industry veterans around me.  Our team blends cutting edge AI technology with the more subtle industry expertise that can only truly be earned through years of experience closing loans and taking care of clients at a high level.  When cookie cutter lenders without these tools and experience shrug their shoulders and say that it can't be done, we work harder to get your loan funded.  We don't believe that this level of service and expertise entitles us to overblown rates - never!  Our commitment to our clients runs deep.  We're motivated by becoming your trusted lending partner not just for this next transaction but for the many more that may follow.

The David Ross Team's success has been recognized multiple times, including being named among the "Top 1% of all Loan Originators in America" in 2004, 2005, 2006, 2012, 2018, 2019 and 2020 by Mortgage Executive Magazine and the Scotsman's Guide.

David grew up on Long Island and came to Las Vegas to attend UNLV.  After earning his bachelor's degree, he rapidly established himself in the mortgage industry working as a broker for two years before transitioning to become a loan officer.

David resides in Henderson with his wife, Stefanie, and their three children.  He is always open to connecting with new people and welcomes any opportunities to expand his network.

Finally, please note that we are licensed in 43 states!  We look forward to hearing from you for all of your Conventional, FHA, VA, DSCR, Refinance, Cash-out Refi, needs and more!

Thank you for taking the time to view our profile - we look forward to serving you!

**** DSCR MINIMUM LOAN AMOUNT IS $150,000 ****

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan

Hard/Private/Non-QM

DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold

Reviews (203)


4.9 stars
203 Reviews
4.9 stars
203 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
a month ago
Reviewed by Jason Ipina
David was super thorough, honest, and very dependable. He has the heart of a teacher and embodies all the qualities of a great lender
reviewer image
5.0 stars
|
a month ago
Reviewed by Alex Miller
I wanted to take a moment to express my deepest gratitude for your exceptional service in securing our new home! Your ability to secure this killer interest rate for us has been the talk of the neighborhood! Your expertise and dedication turned our dream into a reality, and for that, we are forever thankful David. I hope this message finds you and yours well. Thanks again for your magical touch!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Evelyn Vallin
I recently had the pleasure of working with David as my lender, and I can't recommend him highly enough! From start to finish, David provided exceptional customer service. He was always available to answer my questions and guided me through every step of the process with patience and expertise. His attention to detail and commitment to ensuring I understood my options made a significant difference. Thanks to David, my lending experience was seamless and stress-free. If you’re looking for a knowledgeable and dedicated lender, look no further than David!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Brandon Woodward
David is a rockstar and was so great to work with! Was so helpful throughout the process and definitely made a client for life!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Jim Brooks
David Ross is a true expert when it comes to the mortgage industry. He has multiple loan programs that fit most borrowers and he knows how to close them as well as anyone.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Ferrol Blackmon
David provided me with exactly the instrument I requested and provided different options and choices and led me through the whole lending process. Everything went smoothly. Would definitely recommend!
reviewer image
5.0 stars
|
5 months ago
Reviewed by April Corella
David was great, he helped me work within my budget and explained the entire process from beginning to end.
reviewer image
5.0 stars
|
a year ago
Reviewed by Jessica Musgrove
David Ross and his team went above and beyond to get us in our dream home. David was extremely helpful in walking us through the financing of our home and making the whole process smooth and easy. David was always available, answering all our questions and very thorough every step of the way. We cannot thank him enough for making it all possible.
reviewer image
5.0 stars
|
a month ago
Reviewed by Jason Ipina
David was super thorough, honest, and very dependable. He has the heart of a teacher and embodies all the qualities of a great lender
reviewer image
5.0 stars
|
a month ago
Reviewed by Alex Miller
I wanted to take a moment to express my deepest gratitude for your exceptional service in securing our new home! Your ability to secure this killer interest rate for us has been the talk of the neighborhood! Your expertise and dedication turned our dream into a reality, and for that, we are forever thankful David. I hope this message finds you and yours well. Thanks again for your magical touch!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Evelyn Vallin
I recently had the pleasure of working with David as my lender, and I can't recommend him highly enough! From start to finish, David provided exceptional customer service. He was always available to answer my questions and guided me through every step of the process with patience and expertise. His attention to detail and commitment to ensuring I understood my options made a significant difference. Thanks to David, my lending experience was seamless and stress-free. If you’re looking for a knowledgeable and dedicated lender, look no further than David!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Brandon Woodward
David is a rockstar and was so great to work with! Was so helpful throughout the process and definitely made a client for life!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Jim Brooks
David Ross is a true expert when it comes to the mortgage industry. He has multiple loan programs that fit most borrowers and he knows how to close them as well as anyone.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Ferrol Blackmon
David provided me with exactly the instrument I requested and provided different options and choices and led me through the whole lending process. Everything went smoothly. Would definitely recommend!
reviewer image
5.0 stars
|
5 months ago
Reviewed by April Corella
David was great, he helped me work within my budget and explained the entire process from beginning to end.
reviewer image
5.0 stars
|
a year ago
Reviewed by Jessica Musgrove
David Ross and his team went above and beyond to get us in our dream home. David was extremely helpful in walking us through the financing of our home and making the whole process smooth and easy. David was always available, answering all our questions and very thorough every step of the way. We cannot thank him enough for making it all possible.

Our Team


David Ross
Lender