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Business Page


business profile image

Dalton O'Donnell - Team ODO @ Cap One Lending, LLC

Lender
5.0 stars
225 Reviews

Markets served


Florida
Kansas
Missouri
Texas
Nationwide

Except the following states:

Minnesota
North Dakota
South Dakota

Licenses


Company NMLS
#2069936
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Florida license: LO82490
Kansas License: LO.0043328
Missouri License: 2069936

About us


Veteran owned and operated with 5 out of 5 stars on Google! Top rated investment lender in MO, KS, TX and FL. MINIMUM LOAN AMOUNT OF 100k. Minimum FICO of 660. DSCR Loan minimum down payment of 20%. 20% down for Conventional. 10%-15% down for Hard Money.

We guarantee quick and constant communication throughout the process on every deal! Might sound cliche but nothing is worse than a professional that doesn't answer their phone and takes forever to get back to you. I can always be reached (nights and weekends) which helps my investors win contracts and get closed FAST!

Additionally, we have a wide variety of products including in-house hard money, DSCR, Conventional, Government (VA, USDA, and FHA), House Hacking Loan strategies, bridge loans, and more. 

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)

Reviews (225)


5.0 stars
225 Reviews
5.0 stars
224 Reviews
5.0 stars
1 Review

reviewer image
5.0 stars
|
5 days ago
Reviewed by S Tipton
Mike Cash is exceptional! Detail oriented and listens to his clients to make sure that they get the right loan product that works best for them. Highly recommend and have referred several clients to him.
reviewer image
5.0 stars
|
a week ago
Reviewed by Brooke Munsterman
Dalton O’Donnell at cap one lending is the best loan officer out there. He’s really good with real estate investors and helping them build their portfolio or do fix n flips! Highly recommend.
reviewer image
5.0 stars
|
a week ago
Reviewed by Joseph Wallace
I cannot recommend Cap One Lending enough! From our very first meeting, they took the time to understand my unique financial situation and goals. Their expertise in the mortgage process was evident, and they guided me through every step with clarity and professionalism. What impressed me the most was their responsiveness. No matter how many questions I had (and I had quite a few!), Jordan was always quick to respond with thorough and patient explanations. They truly went above and beyond to ensure I felt confident in my decisions. Thanks to Jordan's hard work and dedication, I secured a beautiful second home for my family. The entire process was seamless, and I felt supported every step of the way. Thank you for making my home buying experience so positive!"
reviewer image
5.0 stars
|
a week ago
Reviewed by Hayley Hoover
We’ve worked with Dalton on Hard Money and DSCR loans. He has a large variety of loan products to offer and he’s taken great care of us. The communication has been great and we plan on continuing to work with Cap One in the future!
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by vianka maisonet
We have been working with Capital One Lending for several years. They have been essential in helping us get our dream home. The staff was great and helpful in guiding us through the process and meeting our needs. They secured a good deal for us, and I definitely recommend them.
reviewer image
5.0 stars
|
4 weeks ago
Reviewed by Nikki Christenberry
We absolutely love our loan office Jordan Bles. We came in as first time home buyers, had an abnormal situation and he worked extremely hard to get us over that finish line. He only looked options that worked best for us. There was 100% transparency, and constant communication. We had a ton of questions and Jordan handled all of them with enthusiasm. We honestly do not have the words to fully explain how much we appreciate him. If we know of anyone attempting to get a home they will be sent Jordan's way.
reviewer image
5.0 stars
|
about 1 month ago
Reviewed by Hari Yadav
Dalton was outstanding to work with on our real estate loan projects! His communication was always clear, timely, and professional, making the entire process seamless. Despite handling multiple loans simultaneously, he met every deadline with ease and ensured all details were accurate and well-managed. His expertise and ability to prioritize tasks made a huge difference in closing deals efficiently. I highly recommend Dalton for anyone needing a reliable, knowledgeable partner in real estate loans. Thank you for your exceptional work!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Alex Gingles
Alex Payne with Cap One Lending was awesome to work with. Alex has great communication and worked very fast. He was able to accept our loan application and finish everything in a crazy 2 week deadline. Alex took the time to explain in detail our limited options (due to the time constraint) and how everything would play out. Thanks a lot for getting us through the finish line!
reviewer image
5.0 stars
|
2 months ago
Reviewed by elon white
I am a first time home buyer and I worked with Marty Payne. If you want efficiency,hard work & knowledge HE IS YOUR GUY! Marty made this process very easy to understand and had great communication from start to end and an overall pleasure to work with. Also all of the staff at this location is awesome! I would definitely recommend him to friends and family! GREAT EXPERIENCE!!
reviewer image
5.0 stars
|
about 1 month ago
Reviewed by Hari Yadav
Dalton was outstanding to work with on our real estate loan projects! His communication was always clear, timely, and professional, making the entire process seamless. Despite handling multiple loans simultaneously, he met every deadline with ease and ensured all details were accurate and well-managed. His expertise and ability to prioritize tasks made a huge difference in closing deals efficiently. I highly recommend Dalton for anyone needing a reliable, knowledgeable partner in real estate loans. Thank you for your exceptional work!
reviewer image
5.0 stars
|
5 days ago
Reviewed by S Tipton
Mike Cash is exceptional! Detail oriented and listens to his clients to make sure that they get the right loan product that works best for them. Highly recommend and have referred several clients to him.
reviewer image
5.0 stars
|
a week ago
Reviewed by Brooke Munsterman
Dalton O’Donnell at cap one lending is the best loan officer out there. He’s really good with real estate investors and helping them build their portfolio or do fix n flips! Highly recommend.
reviewer image
5.0 stars
|
a week ago
Reviewed by Joseph Wallace
I cannot recommend Cap One Lending enough! From our very first meeting, they took the time to understand my unique financial situation and goals. Their expertise in the mortgage process was evident, and they guided me through every step with clarity and professionalism. What impressed me the most was their responsiveness. No matter how many questions I had (and I had quite a few!), Jordan was always quick to respond with thorough and patient explanations. They truly went above and beyond to ensure I felt confident in my decisions. Thanks to Jordan's hard work and dedication, I secured a beautiful second home for my family. The entire process was seamless, and I felt supported every step of the way. Thank you for making my home buying experience so positive!"
reviewer image
5.0 stars
|
a week ago
Reviewed by Hayley Hoover
We’ve worked with Dalton on Hard Money and DSCR loans. He has a large variety of loan products to offer and he’s taken great care of us. The communication has been great and we plan on continuing to work with Cap One in the future!
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by vianka maisonet
We have been working with Capital One Lending for several years. They have been essential in helping us get our dream home. The staff was great and helpful in guiding us through the process and meeting our needs. They secured a good deal for us, and I definitely recommend them.
reviewer image
5.0 stars
|
4 weeks ago
Reviewed by Nikki Christenberry
We absolutely love our loan office Jordan Bles. We came in as first time home buyers, had an abnormal situation and he worked extremely hard to get us over that finish line. He only looked options that worked best for us. There was 100% transparency, and constant communication. We had a ton of questions and Jordan handled all of them with enthusiasm. We honestly do not have the words to fully explain how much we appreciate him. If we know of anyone attempting to get a home they will be sent Jordan's way.
reviewer image
5.0 stars
|
2 months ago
Reviewed by Alex Gingles
Alex Payne with Cap One Lending was awesome to work with. Alex has great communication and worked very fast. He was able to accept our loan application and finish everything in a crazy 2 week deadline. Alex took the time to explain in detail our limited options (due to the time constraint) and how everything would play out. Thanks a lot for getting us through the finish line!
reviewer image
5.0 stars
|
2 months ago
Reviewed by elon white
I am a first time home buyer and I worked with Marty Payne. If you want efficiency,hard work & knowledge HE IS YOUR GUY! Marty made this process very easy to understand and had great communication from start to end and an overall pleasure to work with. Also all of the staff at this location is awesome! I would definitely recommend him to friends and family! GREAT EXPERIENCE!!

Our Team


Dalton O'Donnell