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Dalton O'Donnell - Team ODO @ Cap One Lending, LLC
Lender
5.0 stars
244 Reviews
Markets served
Florida
Kansas
Missouri
Texas
Nationwide
Except the following states:
Minnesota
North Dakota
South Dakota
Licenses
Company NMLS
#2069936
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Florida license: LO82490 Kansas License: LO.0043328 Missouri License: 2069936
About us
Veteran owned and operated with 5 out of 5 stars on Google! Top rated investment lender in MO, KS, TX and FL. MINIMUM LOAN AMOUNT OF 100k. Minimum FICO of 660. DSCR Loan minimum down payment of 20%. 20% down for Conventional. 10%-15% down for Hard Money. We guarantee quick and constant communication throughout the process on every deal! Might sound cliche but nothing is worse than a professional that doesn't answer their phone and takes forever to get back to you. I can always be reached (nights and weekends) which helps my investors win contracts and get closed FAST! Additionally, we have a wide variety of products including in-house hard money, DSCR, Conventional, Government (VA, USDA, and FHA), House Hacking Loan strategies, bridge loans, and more.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
Hard/Private/Non-QM
Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)
Reviews (244)
5.0 stars
244 Reviews
5.0 stars
243 Reviews
5.0 stars
1 Review
5.0 stars
3 weeks ago
Reviewed by
Robin sutton
Alex was amazing at helping my kids and I get into our 1st home we were told no by other places, I’m a single mom and Alex came in and work long hours and got us a loan at a great rate and was so helpful and supportive during it:) we couldn’t be more happy with our home!!! We went and cap one went way out of the way to help the kids and I get into a home after there dad passed it was the best company I’ve ever worked with we are so grateful:)
5.0 stars
a month ago
Reviewed by
sadie sachs
My husband and I purchased our first investment property with the help of Dalton and his team.
Dalton worked tirelessly with us and did such a great job. He is very creative and we would highly recommend working with him for any loan needs that you have. He is definitely a go-getter and that is what we like to work with! I would highly recommend him.
5.0 stars
a month ago
Reviewed by
Dick_Bryant
When it came time to buy my new house, I considered a number of lenders. Ultimately I contacted Mike Cash. He was informative and knowledgeable as to my options for financing ---and far more accurate on processing times and fees than any other possible lender. He made the application process simple, made regular follow-up emails and calls and made sure that when it was time to close on my house, their were no surprises. Rates charged were far less than others who I talked with. If I were to buy again, or refinance, I wouldn't go anywhere else.
5.0 stars
a month ago
Reviewed by
Mackenzie Charles
I had a great experience working with Marty! He got my client and I through a tough situation when our deal was about to fall through due to another lender. He was prompt, communicative, and knowledgeable. He went above and beyond to provide excellent service. I would definitely use/recommend him in the future!
5.0 stars
a month ago
Reviewed by
Joseph Wallace
I cannot recommend Cap One Lending enough! From our very first meeting, they took the time to understand my unique financial situation and goals. Their expertise in the mortgage process was evident, and they guided me through every step with clarity and professionalism.
What impressed me the most was their responsiveness. No matter how many questions I had (and I had quite a few!), Jordan was always quick to respond with thorough and patient explanations. They truly went above and beyond to ensure I felt confident in my decisions.
Thanks to Jordan's hard work and dedication, I secured a beautiful second home for my family. The entire process was seamless, and I felt supported every step of the way. Thank you for making my home buying experience so positive!"
5.0 stars
2 months ago
Reviewed by
Nikki Christenberry
We absolutely love our loan office Jordan Bles. We came in as first time home buyers, had an abnormal situation and he worked extremely hard to get us over that finish line. He only looked options that worked best for us. There was 100% transparency, and constant communication. We had a ton of questions and Jordan handled all of them with enthusiasm. We honestly do not have the words to fully explain how much we appreciate him. If we know of anyone attempting to get a home they will be sent Jordan's way.

5.0 stars
3 months ago
Reviewed by
Hari Yadav
Dalton was outstanding to work with on our real estate loan projects! His communication was always clear, timely, and professional, making the entire process seamless. Despite handling multiple loans simultaneously, he met every deadline with ease and ensured all details were accurate and well-managed. His expertise and ability to prioritize tasks made a huge difference in closing deals efficiently. I highly recommend Dalton for anyone needing a reliable, knowledgeable partner in real estate loans. Thank you for your exceptional work!
5.0 stars
3 months ago
Reviewed by
Gina Lawrence
I worked with Rick Langley and had a great experience with getting a mortgage loan. Rick went out of his way to help me get the funding. I needed in a timely manner and we were able to jump through a lot of hoops in record time. Rick was always calm and confident in communication, and I would honestly recommend him as a loan officer to anyone seeking to purchase a home.
5.0 stars
3 months ago
Reviewed by
elon white
I am a first time home buyer and I worked with Marty Payne. If you want efficiency,hard work & knowledge HE IS YOUR GUY! Marty made this process very easy to understand and had great communication from start to end and an overall pleasure to work with. Also all of the staff at this location is awesome! I would definitely recommend him to friends and family! GREAT EXPERIENCE!!

5.0 stars
3 months ago
Reviewed by
Hari Yadav
Dalton was outstanding to work with on our real estate loan projects! His communication was always clear, timely, and professional, making the entire process seamless. Despite handling multiple loans simultaneously, he met every deadline with ease and ensured all details were accurate and well-managed. His expertise and ability to prioritize tasks made a huge difference in closing deals efficiently. I highly recommend Dalton for anyone needing a reliable, knowledgeable partner in real estate loans. Thank you for your exceptional work!
5.0 stars
3 weeks ago
Reviewed by
Robin sutton
Alex was amazing at helping my kids and I get into our 1st home we were told no by other places, I’m a single mom and Alex came in and work long hours and got us a loan at a great rate and was so helpful and supportive during it:) we couldn’t be more happy with our home!!! We went and cap one went way out of the way to help the kids and I get into a home after there dad passed it was the best company I’ve ever worked with we are so grateful:)
5.0 stars
a month ago
Reviewed by
sadie sachs
My husband and I purchased our first investment property with the help of Dalton and his team.
Dalton worked tirelessly with us and did such a great job. He is very creative and we would highly recommend working with him for any loan needs that you have. He is definitely a go-getter and that is what we like to work with! I would highly recommend him.
5.0 stars
a month ago
Reviewed by
Dick_Bryant
When it came time to buy my new house, I considered a number of lenders. Ultimately I contacted Mike Cash. He was informative and knowledgeable as to my options for financing ---and far more accurate on processing times and fees than any other possible lender. He made the application process simple, made regular follow-up emails and calls and made sure that when it was time to close on my house, their were no surprises. Rates charged were far less than others who I talked with. If I were to buy again, or refinance, I wouldn't go anywhere else.
5.0 stars
a month ago
Reviewed by
Mackenzie Charles
I had a great experience working with Marty! He got my client and I through a tough situation when our deal was about to fall through due to another lender. He was prompt, communicative, and knowledgeable. He went above and beyond to provide excellent service. I would definitely use/recommend him in the future!
5.0 stars
a month ago
Reviewed by
Joseph Wallace
I cannot recommend Cap One Lending enough! From our very first meeting, they took the time to understand my unique financial situation and goals. Their expertise in the mortgage process was evident, and they guided me through every step with clarity and professionalism.
What impressed me the most was their responsiveness. No matter how many questions I had (and I had quite a few!), Jordan was always quick to respond with thorough and patient explanations. They truly went above and beyond to ensure I felt confident in my decisions.
Thanks to Jordan's hard work and dedication, I secured a beautiful second home for my family. The entire process was seamless, and I felt supported every step of the way. Thank you for making my home buying experience so positive!"
5.0 stars
2 months ago
Reviewed by
Nikki Christenberry
We absolutely love our loan office Jordan Bles. We came in as first time home buyers, had an abnormal situation and he worked extremely hard to get us over that finish line. He only looked options that worked best for us. There was 100% transparency, and constant communication. We had a ton of questions and Jordan handled all of them with enthusiasm. We honestly do not have the words to fully explain how much we appreciate him. If we know of anyone attempting to get a home they will be sent Jordan's way.
5.0 stars
3 months ago
Reviewed by
Gina Lawrence
I worked with Rick Langley and had a great experience with getting a mortgage loan. Rick went out of his way to help me get the funding. I needed in a timely manner and we were able to jump through a lot of hoops in record time. Rick was always calm and confident in communication, and I would honestly recommend him as a loan officer to anyone seeking to purchase a home.
5.0 stars
3 months ago
Reviewed by
elon white
I am a first time home buyer and I worked with Marty Payne. If you want efficiency,hard work & knowledge HE IS YOUR GUY! Marty made this process very easy to understand and had great communication from start to end and an overall pleasure to work with. Also all of the staff at this location is awesome! I would definitely recommend him to friends and family! GREAT EXPERIENCE!!