Business Page
RCN Capital
Lender
4.1 stars
223 Reviews
Markets served
Nationwide
Except the following states:
Alaska
Nevada
North Dakota
South Dakota
Vermont
Licenses
Company NMLS
#1045656
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Arizona: 932325 California: 6046258 Minnesota: 1045656 Oregon: 5571
About us
RCN Capital is a national, direct, private lender specializing in short-term fix & flip financing and long-term rental financing from $50k to $5M for real estate investors. We provide investment loans for the purchase or refinance of non-owner-occupied single-family & multi-family properties. We lend to both new and experienced real estate professionals throughout the country. We value referrals brokers are protected.
Specialties
Hard/Private/Non-QM
Fix & Flip
DSCR (long-term rental)
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)
Reviews (223)
4.1 stars
223 Reviews
4.1 stars
222 Reviews
4.0 stars
1 Review
5.0 stars
2 weeks ago
Reviewed by
Linda Moss
I want to commend George Ross (senior loan officer) for his diligence in making sure that we closed by year end and making it an effortless process. I’m truly looking forward to more business with RCN Capital.
5.0 stars
a month ago
Reviewed by
Oyster Point Capital
Working with Ryan Taft for my commercial bridge loan was an absolute pleasure. From start to finish, he was incredibly helpful and guided me through the entire process with ease. Ryan’s knowledge and expertise in commercial lending really stood out. he answered all my questions thoroughly and always made sure I felt confident in every decision. His professionalism, responsiveness, and attention to detail were top-notch, and he truly went above and beyond to ensure everything went smoothly as he could. I couldn’t have asked for a better experience and would highly recommend Ryan to anyone looking to finance an investment property.
5.0 stars
2 months ago
Reviewed by
Soraya Aubele
I have had the pleasure of working with Eileen Allaire and her team Jonathan & Carolann for the past year, and I can confidently say that Eileen is one of the best in the business.
Throughout every loan process, she and her team has shown an impressive ability to navigate complex situations, always finding the best solutions.
What sets Eileen apart is her genuine care for the people she serves. She takes the time to thoroughly explain every step, ensuring that clients feel confident and informed.
Her communication is always clear, timely, and proactive, which has made working with her a seamless and enjoyable experience and helped me streamline my processes as well.
She is a true asset to her team and to anyone fortunate enough to work with her.
Thank you, Eileen for your amazing work over the past year. I look forward to continuing to work with you and your team.
5.0 stars
2 months ago
Reviewed by
sasha moghadasian
Eileen Allaire and the team at RCN has been fantastic. They Work Fast. Good Terms. They are not quick to deny a loan - they work with you to make sure that the loans get closed. Very Friendly, Responsive & Dependable. Thank you!
1.0 star
2 months ago
Reviewed by
Daniella Gentry
Absolute WORST experience in my career!! Will not be recommending them to any clients. No communication, lender goes out of office on closing day without funding the deal and not one single person in their office will reply! Peter Rusconi will never get our business again. Disappointed is an understatement RCN Capital!
5.0 stars
2 months ago
Reviewed by
Ricardo Akins
Eileen Allaire at RCN Capital is a pleasure to work with. She is very professional, knowledgeable, and patient with her clients throughout the entire process. Eileen not only works hard to get the deal done, she also makes it a good experience for the customer. She provides excellent customer service that any consumer can appreciate when paying for a service and/or product.
5.0 stars
5 months ago
Reviewed by
George McCormick
RCN has a clean efficient underwriting process. This particular file had an underwriting hurdle that required extra documents. The borrower delivered both the docs and extra capital to get the loan closed in 4.5 days from the request. It was an outstanding team effort. I was extremely impressed as was the borrower. A first class group.
4.0 stars
6 months ago
Reviewed by
Bill Rance
Was working on 2 different deals at the same time with 2 different lenders (intentionally). One did everything possible to close my deal as quickly as possible (RCN) (about 5 weeks which was too long but we had the holidays and 2+ weeks waiting for an appraisal) and the other lender still as of today more than a week out at best, and this is after 3 months. RCN worked with me to alter my deal so it was win win, which I could live with. The other lender did everything possible to ensure I never call them again, including disallowing most of my flip experience to get better terms for them. RCN was great to work with, very competitive terms, and you only pay interest on the money that is out. Its hard to tell how "bad" underwriting will be until you use them, but I'd use RCN again in a heart beat, no hesitation. They applied the right amount of scrutiny. RCN wants to close deals, and that is what you want as an investor, not what I got with Option B I described within. RCN is one of my first calls for Fix and Flip. Need new construction programs now RCN.... :)
5.0 stars
2 years ago
Reviewed by
Dr. Brown
I have done many deals with RCN. They are fast and very professional. I've had the pleasure of working with Serena & Carolann. They make the process extremely easy and stress free. I can 100% give them my professional recommendation. If you need funds for real estate project, RCN has your back. I am forward to my future deals with them.
4.0 stars
6 months ago
Reviewed by
Bill Rance
Was working on 2 different deals at the same time with 2 different lenders (intentionally). One did everything possible to close my deal as quickly as possible (RCN) (about 5 weeks which was too long but we had the holidays and 2+ weeks waiting for an appraisal) and the other lender still as of today more than a week out at best, and this is after 3 months. RCN worked with me to alter my deal so it was win win, which I could live with. The other lender did everything possible to ensure I never call them again, including disallowing most of my flip experience to get better terms for them. RCN was great to work with, very competitive terms, and you only pay interest on the money that is out. Its hard to tell how "bad" underwriting will be until you use them, but I'd use RCN again in a heart beat, no hesitation. They applied the right amount of scrutiny. RCN wants to close deals, and that is what you want as an investor, not what I got with Option B I described within. RCN is one of my first calls for Fix and Flip. Need new construction programs now RCN.... :)
5.0 stars
2 weeks ago
Reviewed by
Linda Moss
I want to commend George Ross (senior loan officer) for his diligence in making sure that we closed by year end and making it an effortless process. I’m truly looking forward to more business with RCN Capital.
5.0 stars
a month ago
Reviewed by
Oyster Point Capital
Working with Ryan Taft for my commercial bridge loan was an absolute pleasure. From start to finish, he was incredibly helpful and guided me through the entire process with ease. Ryan’s knowledge and expertise in commercial lending really stood out. he answered all my questions thoroughly and always made sure I felt confident in every decision. His professionalism, responsiveness, and attention to detail were top-notch, and he truly went above and beyond to ensure everything went smoothly as he could. I couldn’t have asked for a better experience and would highly recommend Ryan to anyone looking to finance an investment property.
5.0 stars
2 months ago
Reviewed by
Soraya Aubele
I have had the pleasure of working with Eileen Allaire and her team Jonathan & Carolann for the past year, and I can confidently say that Eileen is one of the best in the business.
Throughout every loan process, she and her team has shown an impressive ability to navigate complex situations, always finding the best solutions.
What sets Eileen apart is her genuine care for the people she serves. She takes the time to thoroughly explain every step, ensuring that clients feel confident and informed.
Her communication is always clear, timely, and proactive, which has made working with her a seamless and enjoyable experience and helped me streamline my processes as well.
She is a true asset to her team and to anyone fortunate enough to work with her.
Thank you, Eileen for your amazing work over the past year. I look forward to continuing to work with you and your team.
5.0 stars
2 months ago
Reviewed by
sasha moghadasian
Eileen Allaire and the team at RCN has been fantastic. They Work Fast. Good Terms. They are not quick to deny a loan - they work with you to make sure that the loans get closed. Very Friendly, Responsive & Dependable. Thank you!
1.0 star
2 months ago
Reviewed by
Daniella Gentry
Absolute WORST experience in my career!! Will not be recommending them to any clients. No communication, lender goes out of office on closing day without funding the deal and not one single person in their office will reply! Peter Rusconi will never get our business again. Disappointed is an understatement RCN Capital!
5.0 stars
2 months ago
Reviewed by
Ricardo Akins
Eileen Allaire at RCN Capital is a pleasure to work with. She is very professional, knowledgeable, and patient with her clients throughout the entire process. Eileen not only works hard to get the deal done, she also makes it a good experience for the customer. She provides excellent customer service that any consumer can appreciate when paying for a service and/or product.
5.0 stars
5 months ago
Reviewed by
George McCormick
RCN has a clean efficient underwriting process. This particular file had an underwriting hurdle that required extra documents. The borrower delivered both the docs and extra capital to get the loan closed in 4.5 days from the request. It was an outstanding team effort. I was extremely impressed as was the borrower. A first class group.
5.0 stars
2 years ago
Reviewed by
Dr. Brown
I have done many deals with RCN. They are fast and very professional. I've had the pleasure of working with Serena & Carolann. They make the process extremely easy and stress free. I can 100% give them my professional recommendation. If you need funds for real estate project, RCN has your back. I am forward to my future deals with them.