Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x

Business Page


business profile image

The Hard Money Co.

Lender
4.8 stars
112 Reviews

Markets served


Nationwide

Except the following states:

Arizona
California
Idaho
Minnesota
Nevada
North Dakota
Oregon
South Dakota
Utah
Washington

About us


Looking for cash to invest? You're in the right place! We've got funding options for real estate investors to get their projects started. We are a hard money lender that services real estate markets across the country. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. Our mission is to be the premier hard money lender in the country, by helping investors achieve superior market returns by leveraging our hard money loans while supporting the real estate investment community.

Specialties


Hard/Private/Non-QM

Fix & Flip
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)

Reviews (112)


4.8 stars
112 Reviews
4.8 stars
112 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
2 days ago
As novice investors, my business partner and I faced significant challenges in finding a reliable hard money lender. That changed when we came across Hard Money Co. and worked with Sarah Floyd. She was incredibly helpful throughout the lending process. Sarah always responded promptly and provided clear guidance whenever we had questions or concerns. Her professionalism and support made the experience much smoother for us. I highly recommend Hard Money Co. to anyone looking to invest.
reviewer image
5.0 stars
|
5 days ago
Reviewed by James Lewis
I worked with Steve and Melanie at The Hard Money Co, and they were fantastic! They were incredibly competent and fast, closing my loan in just 10 days. They even helped me bail out my borrower from a previous lender who failed to fund at the last minute. Steve and Melanie were responsive, knowledgeable, and truly saved the day. I highly recommend them to anyone looking for reliable and efficient hard money lending – I know I'll be sending them more deals in the future!
reviewer image
5.0 stars
|
6 days ago
Reviewed by Elijah Tisdale
From start to finish the hard money Co. went above and beyond to help my first investment property reno run smoothly. I wouldn’t recommend anyone else but them when it comes to your hard money needs and I’m excited to start the next project here in a few weeks!
reviewer image
5.0 stars
|
a week ago
Reviewed by Alisa Baker
Steve and Jacob have been awesome to work with. They helped me every step of the way with my first investment property. They are easy to reach and always on top of things. I'm looking forward to working with them on acquiring more properties.
reviewer image
5.0 stars
|
4 weeks ago
Reviewed by Claudia Moore
I came to The Hard Money Co. days before a closing, needing alternative funding for what was supposed to be an all cash deal. They got me to closing on time when most lenders said it wasn't possible. Steve and Jacob did an awesome job and worked quickly so I wouldn't lose my deal. Straight forward, no hidden fees, worked to get me the lowest down possible. I will be working with The Hard Money Co. again. Thank you!!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Darius
I have now closed 2 deals with the hard money co, one last year in December and one early this week! These guys are awesome, they do allow 2nd position Liens allowing for you to put 0 dollars into the deal if you have a gap funder. Or my most recent deal I just paid the cash out of pocket, very low down payments on investment properties especially when you are a repeat borrower! Did I mention my credit was around 500 both times I closed. These guys are awesome and I recommend them to all of my friends! I have worked with I believe his name was max & melanie on the first one and Jacob Nelson & nick reddy on this one! Can’t say enough great things. We have started rolling hard on this project and look forward to getting it completed, Scott thanks a lot man
reviewer image
5.0 stars
|
2 months ago
Reviewed by Ronisha Sparks
We switched to the Hard Money company from our previous lenders, because we wanted to see if they were a better fit for us. Steve and his whole team have been amazing throughout the whole process, and we couldn’t be more satisfied. They are always assessable and very upfront about how their lending process works. Needless to say we only had to put down half the upfront money with them then we did it with our previous lender, which helps us to stay liquid throughout the process. hopefully, we are able to build a long-standing relationship with them going forward.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Jay Westmoreland
Scott and his team is awesome. Steve and Melanie have been very responsive, prompt, friendly, understanding, helpful, and so much more. I look forward to more deals and building a bright future and partnership with The Hard Money Co
reviewer image
5.0 stars
|
2 days ago
As novice investors, my business partner and I faced significant challenges in finding a reliable hard money lender. That changed when we came across Hard Money Co. and worked with Sarah Floyd. She was incredibly helpful throughout the lending process. Sarah always responded promptly and provided clear guidance whenever we had questions or concerns. Her professionalism and support made the experience much smoother for us. I highly recommend Hard Money Co. to anyone looking to invest.
reviewer image
5.0 stars
|
5 days ago
Reviewed by James Lewis
I worked with Steve and Melanie at The Hard Money Co, and they were fantastic! They were incredibly competent and fast, closing my loan in just 10 days. They even helped me bail out my borrower from a previous lender who failed to fund at the last minute. Steve and Melanie were responsive, knowledgeable, and truly saved the day. I highly recommend them to anyone looking for reliable and efficient hard money lending – I know I'll be sending them more deals in the future!
reviewer image
5.0 stars
|
6 days ago
Reviewed by Elijah Tisdale
From start to finish the hard money Co. went above and beyond to help my first investment property reno run smoothly. I wouldn’t recommend anyone else but them when it comes to your hard money needs and I’m excited to start the next project here in a few weeks!
reviewer image
5.0 stars
|
a week ago
Reviewed by Alisa Baker
Steve and Jacob have been awesome to work with. They helped me every step of the way with my first investment property. They are easy to reach and always on top of things. I'm looking forward to working with them on acquiring more properties.
reviewer image
5.0 stars
|
4 weeks ago
Reviewed by Claudia Moore
I came to The Hard Money Co. days before a closing, needing alternative funding for what was supposed to be an all cash deal. They got me to closing on time when most lenders said it wasn't possible. Steve and Jacob did an awesome job and worked quickly so I wouldn't lose my deal. Straight forward, no hidden fees, worked to get me the lowest down possible. I will be working with The Hard Money Co. again. Thank you!!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Darius
I have now closed 2 deals with the hard money co, one last year in December and one early this week! These guys are awesome, they do allow 2nd position Liens allowing for you to put 0 dollars into the deal if you have a gap funder. Or my most recent deal I just paid the cash out of pocket, very low down payments on investment properties especially when you are a repeat borrower! Did I mention my credit was around 500 both times I closed. These guys are awesome and I recommend them to all of my friends! I have worked with I believe his name was max & melanie on the first one and Jacob Nelson & nick reddy on this one! Can’t say enough great things. We have started rolling hard on this project and look forward to getting it completed, Scott thanks a lot man
reviewer image
5.0 stars
|
2 months ago
Reviewed by Ronisha Sparks
We switched to the Hard Money company from our previous lenders, because we wanted to see if they were a better fit for us. Steve and his whole team have been amazing throughout the whole process, and we couldn’t be more satisfied. They are always assessable and very upfront about how their lending process works. Needless to say we only had to put down half the upfront money with them then we did it with our previous lender, which helps us to stay liquid throughout the process. hopefully, we are able to build a long-standing relationship with them going forward.
reviewer image
5.0 stars
|
3 months ago
Reviewed by Jay Westmoreland
Scott and his team is awesome. Steve and Melanie have been very responsive, prompt, friendly, understanding, helpful, and so much more. I look forward to more deals and building a bright future and partnership with The Hard Money Co

Our Team


Mike Doney
Lender