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Business Page


business profile image

The Hard Money Co.

Lender
4.8 stars
119 Reviews

Markets served


Nationwide

Except the following states:

Arizona
California
Idaho
Minnesota
Nevada
North Dakota
Oregon
South Dakota
Utah
Washington

About us


Looking for cash to invest? You're in the right place! We've got funding options for real estate investors to get their projects started. We are a hard money lender that services real estate markets across the country. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. Our mission is to be the premier hard money lender in the country, by helping investors achieve superior market returns by leveraging our hard money loans while supporting the real estate investment community.

Specialties


Hard/Private/Non-QM

Fix & Flip
Rehab for Buy & Hold
Bridge Loan
Refinance (investment)

Reviews (119)


4.8 stars
119 Reviews
4.8 stars
119 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
2 days ago
Reviewed by Hashim Hasan
Five-Star Review: We had the pleasure of working with the Hard Money Co. last year while purchasing an investment property, and I couldn’t be more satisfied with their service. The entire team was highly professional, diligent, and committed to ensuring a smooth and expedited process. Despite challenges with out-of-state sellers, the Hard Money Team went above and beyond to cover all bases, ensuring that I, as the buyer, did not encounter any unexpected costs hidden within the paperwork. Their attention to detail, transparency, and dedication made the experience seamless and stress-free. I highly recommend the Hard Money Co. to anyone in need of a trustworthy and efficient lending team. Their expertise and customer-focused approach set them apart in the industry. Hashim Hasan Authorized Representative: JASA DEVELOPMENT Co.
reviewer image
5.0 stars
|
5 days ago
Reviewed by gr8fl2bme
We have done several deals with the Hard Money Co and they have been very supportive and responsive. One of our deals was going to fall through and within 2 weeks we were able to close on that multi-unit. We are grateful for all of the help that Scott and Sarah and the team did to get our deal done and also the support that received throughout the renovation period. We would work with them again and recommend them to anyone trying to do a seemingly impossible deal. They will creatively work to make it possible. Thank y'all!
reviewer image
5.0 stars
|
a week ago
My partner and I recently closed on our very first investment property with The Hard Money Co!!! I had the ABSOLUTE BEST EXPERIENCE!!! The communication was TOP TIER and the process was extremely easy. MOST IMPORTANTLY The Hard Money Co is there to PROTECT YOU! They will absolutely tell you if the deal does not make sense because they want all of their investors to be successful. TRUST ME WHEN I SAY THAT IS HARD TO FIND!!! I have done a TON of research to find the right company to partner with when it comes to investing and I wouldn't dare trust any other company. William and Melanie are the ABSOLUTE BEST!! I am so glad that they are the people reviewing my applications because they have protected me from many losses and give me the best advice! They ALWAYS respond right away and were always there if I had any questions. Can't wait to do more deals with The Hard Money Co!!!
reviewer image
5.0 stars
|
a month ago
As novice investors, my business partner and I faced significant challenges in finding a reliable hard money lender. That changed when we came across Hard Money Co. and worked with Sarah Floyd. She was incredibly helpful throughout the lending process. Sarah always responded promptly and provided clear guidance whenever we had questions or concerns. Her professionalism and support made the experience much smoother for us. I highly recommend Hard Money Co. to anyone looking to invest.
reviewer image
5.0 stars
|
a month ago
Reviewed by James Lewis
I worked with Steve and Melanie at The Hard Money Co, and they were fantastic! They were incredibly competent and fast, closing my loan in just 10 days. They even helped me bail out my borrower from a previous lender who failed to fund at the last minute. Steve and Melanie were responsive, knowledgeable, and truly saved the day. I highly recommend them to anyone looking for reliable and efficient hard money lending – I know I'll be sending them more deals in the future!
reviewer image
5.0 stars
|
a month ago
Reviewed by Elijah Tisdale
From start to finish the hard money Co. went above and beyond to help my first investment property reno run smoothly. I wouldn’t recommend anyone else but them when it comes to your hard money needs and I’m excited to start the next project here in a few weeks!
reviewer image
5.0 stars
|
a month ago
Reviewed by Claudia Moore
I came to The Hard Money Co. days before a closing, needing alternative funding for what was supposed to be an all cash deal. They got me to closing on time when most lenders said it wasn't possible. Steve and Jacob did an awesome job and worked quickly so I wouldn't lose my deal. Straight forward, no hidden fees, worked to get me the lowest down possible. I will be working with The Hard Money Co. again. Thank you!!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Darius
I have now closed 2 deals with the hard money co, one last year in December and one early this week! These guys are awesome, they do allow 2nd position Liens allowing for you to put 0 dollars into the deal if you have a gap funder. Or my most recent deal I just paid the cash out of pocket, very low down payments on investment properties especially when you are a repeat borrower! Did I mention my credit was around 500 both times I closed. These guys are awesome and I recommend them to all of my friends! I have worked with I believe his name was max & melanie on the first one and Jacob Nelson & nick reddy on this one! Can’t say enough great things. We have started rolling hard on this project and look forward to getting it completed, Scott thanks a lot man
reviewer image
5.0 stars
|
2 days ago
Reviewed by Hashim Hasan
Five-Star Review: We had the pleasure of working with the Hard Money Co. last year while purchasing an investment property, and I couldn’t be more satisfied with their service. The entire team was highly professional, diligent, and committed to ensuring a smooth and expedited process. Despite challenges with out-of-state sellers, the Hard Money Team went above and beyond to cover all bases, ensuring that I, as the buyer, did not encounter any unexpected costs hidden within the paperwork. Their attention to detail, transparency, and dedication made the experience seamless and stress-free. I highly recommend the Hard Money Co. to anyone in need of a trustworthy and efficient lending team. Their expertise and customer-focused approach set them apart in the industry. Hashim Hasan Authorized Representative: JASA DEVELOPMENT Co.
reviewer image
5.0 stars
|
5 days ago
Reviewed by gr8fl2bme
We have done several deals with the Hard Money Co and they have been very supportive and responsive. One of our deals was going to fall through and within 2 weeks we were able to close on that multi-unit. We are grateful for all of the help that Scott and Sarah and the team did to get our deal done and also the support that received throughout the renovation period. We would work with them again and recommend them to anyone trying to do a seemingly impossible deal. They will creatively work to make it possible. Thank y'all!
reviewer image
5.0 stars
|
a week ago
My partner and I recently closed on our very first investment property with The Hard Money Co!!! I had the ABSOLUTE BEST EXPERIENCE!!! The communication was TOP TIER and the process was extremely easy. MOST IMPORTANTLY The Hard Money Co is there to PROTECT YOU! They will absolutely tell you if the deal does not make sense because they want all of their investors to be successful. TRUST ME WHEN I SAY THAT IS HARD TO FIND!!! I have done a TON of research to find the right company to partner with when it comes to investing and I wouldn't dare trust any other company. William and Melanie are the ABSOLUTE BEST!! I am so glad that they are the people reviewing my applications because they have protected me from many losses and give me the best advice! They ALWAYS respond right away and were always there if I had any questions. Can't wait to do more deals with The Hard Money Co!!!
reviewer image
5.0 stars
|
a month ago
As novice investors, my business partner and I faced significant challenges in finding a reliable hard money lender. That changed when we came across Hard Money Co. and worked with Sarah Floyd. She was incredibly helpful throughout the lending process. Sarah always responded promptly and provided clear guidance whenever we had questions or concerns. Her professionalism and support made the experience much smoother for us. I highly recommend Hard Money Co. to anyone looking to invest.
reviewer image
5.0 stars
|
a month ago
Reviewed by James Lewis
I worked with Steve and Melanie at The Hard Money Co, and they were fantastic! They were incredibly competent and fast, closing my loan in just 10 days. They even helped me bail out my borrower from a previous lender who failed to fund at the last minute. Steve and Melanie were responsive, knowledgeable, and truly saved the day. I highly recommend them to anyone looking for reliable and efficient hard money lending – I know I'll be sending them more deals in the future!
reviewer image
5.0 stars
|
a month ago
Reviewed by Elijah Tisdale
From start to finish the hard money Co. went above and beyond to help my first investment property reno run smoothly. I wouldn’t recommend anyone else but them when it comes to your hard money needs and I’m excited to start the next project here in a few weeks!
reviewer image
5.0 stars
|
a month ago
Reviewed by Claudia Moore
I came to The Hard Money Co. days before a closing, needing alternative funding for what was supposed to be an all cash deal. They got me to closing on time when most lenders said it wasn't possible. Steve and Jacob did an awesome job and worked quickly so I wouldn't lose my deal. Straight forward, no hidden fees, worked to get me the lowest down possible. I will be working with The Hard Money Co. again. Thank you!!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Darius
I have now closed 2 deals with the hard money co, one last year in December and one early this week! These guys are awesome, they do allow 2nd position Liens allowing for you to put 0 dollars into the deal if you have a gap funder. Or my most recent deal I just paid the cash out of pocket, very low down payments on investment properties especially when you are a repeat borrower! Did I mention my credit was around 500 both times I closed. These guys are awesome and I recommend them to all of my friends! I have worked with I believe his name was max & melanie on the first one and Jacob Nelson & nick reddy on this one! Can’t say enough great things. We have started rolling hard on this project and look forward to getting it completed, Scott thanks a lot man

Our Team


Mike Doney