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Business Page


business profile image

Simplified Capital LLC

Lender
5.0 stars
9 Reviews

Markets served


Florida
Nationwide

Licenses


Company NMLS
#2574896
Additional info available at the NMLS consumer access website

More ways to connect


(305) 804-0557

About us


Simplified Capital is your trusted mortgage brokerage, dedicated to simplify the home financing process. With a focus on personalized service and competitive rates, we specialize in a range of loan options to meet diverse needs. Let us guide you to your dream home or investment goal with simplicity and clarity

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)

Hard/Private/Non-QM

Home Equity (investment)
Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Rehab for Buy & Hold
Bridge Loan
Foreign National Loan
Refinance (investment)

Reviews (9)


5.0 stars
9 Reviews
5.0 stars
9 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Justin Lopez
A big thank you to Stephen and Albert for their outstanding help in guiding my grandma through the reverse mortgage process. Their professionalism and dedication made the entire process incredibly smooth, quick, and hassle-free, just as promised. We truly appreciate their exceptional service and support!
reviewer image
5.0 stars
|
a month ago
Reviewed by Kenneth Colon
Stephen to great care of us as made sure we got the deal closed despite all the issues we had outside of getting the loan. Very professional and will go the extra mile to help get you to the finish line.
reviewer image
5.0 stars
|
2 months ago
Reviewed by alexandra gomez
Stephen was very friendly and always ready to answer any questions that came up. The refinance process went very smoothly. From the initial consultation to the final approval, he was professional, knowledgeable, and attentive. I highly recommend Stephen and his team for anyone seeking reliable and efficient lending services!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Manuel Alonso
In the last couple of years, I had purchased 2 homes plus refinance one of them. On all occasions I had gone to my nephew Stephen for assistance and guidance. All transactions went flawlessly, but what impressed me the most was that every time Stephen reached out to me, he started with "Tio....", the family bond was ever present, however this was never a reason or excuse at any point for his professionalism to slip. Stephen is an impeccable professional whom I would strongly recommend.
reviewer image
5.0 stars
|
5 months ago
Reviewed by John Smith
I recently had the pleasure of working with Stephen Caceda for my DSCR loan, and I can't speak highly enough of the experience. From the very beginning, Stephen was incredibly knowledgeable, professional, and attentive. He took the time to explain the entire process in detail, ensuring I was comfortable and well-informed every step of the way. I highly recommend Stephen Caceda to anyone seeking an MLO who genuinely cares about their clients and delivers exceptional service.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Mia Ruiz
I had a great experience with Stephen and his team. He made the process so easy and communicated every step of the way. He’s extremely knowledgeable in different finance options which helps any buyer first or investor and has a well-rounded team that helps with everything in between which makes it even easier to get down. Best experience I’ve ever had closing any deal.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Carolina Ecker
Stephen is an exceptional person and professional. My husband and I have worked with him on several closings and he consistently delivers. Stephen remains our top choice for lending. We are thrilled we met him and always look forward to working with him!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Frank Capitolio
I previously worked with Stephen and he was great. He went above and beyond making this process smoother.
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Justin Lopez
A big thank you to Stephen and Albert for their outstanding help in guiding my grandma through the reverse mortgage process. Their professionalism and dedication made the entire process incredibly smooth, quick, and hassle-free, just as promised. We truly appreciate their exceptional service and support!
reviewer image
5.0 stars
|
a month ago
Reviewed by Kenneth Colon
Stephen to great care of us as made sure we got the deal closed despite all the issues we had outside of getting the loan. Very professional and will go the extra mile to help get you to the finish line.
reviewer image
5.0 stars
|
2 months ago
Reviewed by alexandra gomez
Stephen was very friendly and always ready to answer any questions that came up. The refinance process went very smoothly. From the initial consultation to the final approval, he was professional, knowledgeable, and attentive. I highly recommend Stephen and his team for anyone seeking reliable and efficient lending services!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Manuel Alonso
In the last couple of years, I had purchased 2 homes plus refinance one of them. On all occasions I had gone to my nephew Stephen for assistance and guidance. All transactions went flawlessly, but what impressed me the most was that every time Stephen reached out to me, he started with "Tio....", the family bond was ever present, however this was never a reason or excuse at any point for his professionalism to slip. Stephen is an impeccable professional whom I would strongly recommend.
reviewer image
5.0 stars
|
5 months ago
Reviewed by John Smith
I recently had the pleasure of working with Stephen Caceda for my DSCR loan, and I can't speak highly enough of the experience. From the very beginning, Stephen was incredibly knowledgeable, professional, and attentive. He took the time to explain the entire process in detail, ensuring I was comfortable and well-informed every step of the way. I highly recommend Stephen Caceda to anyone seeking an MLO who genuinely cares about their clients and delivers exceptional service.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Mia Ruiz
I had a great experience with Stephen and his team. He made the process so easy and communicated every step of the way. He’s extremely knowledgeable in different finance options which helps any buyer first or investor and has a well-rounded team that helps with everything in between which makes it even easier to get down. Best experience I’ve ever had closing any deal.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Carolina Ecker
Stephen is an exceptional person and professional. My husband and I have worked with him on several closings and he consistently delivers. Stephen remains our top choice for lending. We are thrilled we met him and always look forward to working with him!
reviewer image
5.0 stars
|
8 months ago
Reviewed by Frank Capitolio
I previously worked with Stephen and he was great. He went above and beyond making this process smoother.

Our Team


Stephen Caceda
Lender