Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x

Business Page


business profile image

Troy City Mortgage LLC

Lender
5.0 stars
200 Reviews

Markets served


Connecticut
Florida
Massachusetts
New Hampshire
Rhode Island

Licenses


Company NMLS
#1591856
Additional info available at the NMLS consumer access website

About us


We get it—mortgages are confusing. That’s why we’ve been simplifying homeownership in Bristol County since 2017.

Maybe you’re a first-time home buyer who’s new to mortgages. Or perhaps you have questions about refinancing your current home loan or buying some investment property. Whatever your needs we are ready to guide you towards solutions personalized for you.

Discover why we’re the best place in Massachusetts and Rhode Island to get a mortgage.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan

Hard/Private/Non-QM

Fix & Flip
DSCR (long-term rental)
DSCR (short-term rental)
Refinance (investment)

Reviews (200)


5.0 stars
200 Reviews
5.0 stars
200 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
a week ago
Reviewed by Danielle Medeiros
Troy City Mortgage is excellent to work with! As first time home buyers, we have lots of questions. Dave is extremely patient and informative, even when I asked the same questions over and over again. every time i email Dave no matter what time it is he would answer your questions right away. They will keep you in the loop every step of the way and so thankful for this team. if your looking to get preapproved or looking for a mortgage ETC i would defiantly recommend Troy City Mortgage.
reviewer image
5.0 stars
|
a month ago
Reviewed by Sunshine Plant
Troy City Mortgage was excellent to work with! As a first time home buyer, I had lots of questions and nerves. Dave & Ryan were extremely patient and informative, even when I asked the same questions often. They kept me in the loop every step of the way. I have no doubt they kept my best interest in mind throughout the whole process. I wouldn't hesitate to use them again!
reviewer image
5.0 stars
|
a month ago
Reviewed by Henry Barahona
Best Mortgage company around. My experience with Troy City Mortgage. Was better than expected. Very professional and responsive. They walk you through each stage of your journey. You’ll never feel lost or confused. Walked out of my deal feeling great. If you’re looking for an exceptional mortgage company. This is the one you won’t regret it.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Tyler Carreiro
Troy city mortgage was referred to me by multiple realtors. Dave was very communicative with me on the whole process being a first time home buyer. He made sure we got our closing day as soon as possible so that we could be out of our lease in time. Couldn’t have asked for better help.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Nattabi Mary Violet
It was great working with David in the process of getting my mortgage. He helped me get approved for a higher amount I needed which I wasn’t able to be approved for with my previously consulted loaner. I was happy I gave it a second shot. Working David made the whole process smooth. With his help and effort, I’m now a happy home owner!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Melissa Lapierre
I can’t say enough good things about Troy City Mortgage. David was extremely communicative on the pre approval process, discussing offers and during the mortgage approval process once my offer was accepted. We did a 203k FHA loan which ended up being a more complicated process than anticipated. David and his team worked diligently to get all the paperwork necessary and communicated with my agent, myself, my general contractor and the lender to make sure I was able to have the home I wanted. Thank you to David, Ryan and Ericka who made my dream of home ownership a reality!
reviewer image
5.0 stars
|
a year ago
Reviewed by Rhonda DeCouto
I had an effortless, smooth loan process, dealt directly with David. He made himself available during convenient hours for me. I got the best rate that no one else could offer me. All of my options were explained in detail and I was able to reduce my 30 year mortgage into a 15 year. The decision will have a positive impact on my retirement years.
reviewer image
5.0 stars
|
a year ago
Reviewed by Anne Marie Gandolfi
David Pereira from Troy City Mortgage was instrumental in securing a mortgage for us. When our landlord wanted to sell the house we were renting, he offered it to us first. We were thrilled because the house is so close tp the beach! We couldn't imagine that we would qualify for a mortgage. When I spoke to David he put our minds at ease and gave us step by step instructions to help us clean up our credit and get in the game! And believe me, he literally jumped through hoops to make sure our package was accepted. And about two years later, when rates went down, once again David was the man for the job and secured us a lower rate and a lower payment! I have recommended David to any and all interested in securing a mortgage because he makes the process so easy. My daughter was shopping around for a mortgage and David was the only broker who actually called her back in a timely manner. Unfortunately, she wasn't within his region but he still took time to give her advise about how to get her ducks in a row. Believe me, David is your guy! He's passionate, professional and an expert at what he does! Sincerely, Ronald and Anne Marie Gandolfi
reviewer image
5.0 stars
|
a week ago
Reviewed by Danielle Medeiros
Troy City Mortgage is excellent to work with! As first time home buyers, we have lots of questions. Dave is extremely patient and informative, even when I asked the same questions over and over again. every time i email Dave no matter what time it is he would answer your questions right away. They will keep you in the loop every step of the way and so thankful for this team. if your looking to get preapproved or looking for a mortgage ETC i would defiantly recommend Troy City Mortgage.
reviewer image
5.0 stars
|
a month ago
Reviewed by Sunshine Plant
Troy City Mortgage was excellent to work with! As a first time home buyer, I had lots of questions and nerves. Dave & Ryan were extremely patient and informative, even when I asked the same questions often. They kept me in the loop every step of the way. I have no doubt they kept my best interest in mind throughout the whole process. I wouldn't hesitate to use them again!
reviewer image
5.0 stars
|
a month ago
Reviewed by Henry Barahona
Best Mortgage company around. My experience with Troy City Mortgage. Was better than expected. Very professional and responsive. They walk you through each stage of your journey. You’ll never feel lost or confused. Walked out of my deal feeling great. If you’re looking for an exceptional mortgage company. This is the one you won’t regret it.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Tyler Carreiro
Troy city mortgage was referred to me by multiple realtors. Dave was very communicative with me on the whole process being a first time home buyer. He made sure we got our closing day as soon as possible so that we could be out of our lease in time. Couldn’t have asked for better help.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Nattabi Mary Violet
It was great working with David in the process of getting my mortgage. He helped me get approved for a higher amount I needed which I wasn’t able to be approved for with my previously consulted loaner. I was happy I gave it a second shot. Working David made the whole process smooth. With his help and effort, I’m now a happy home owner!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Melissa Lapierre
I can’t say enough good things about Troy City Mortgage. David was extremely communicative on the pre approval process, discussing offers and during the mortgage approval process once my offer was accepted. We did a 203k FHA loan which ended up being a more complicated process than anticipated. David and his team worked diligently to get all the paperwork necessary and communicated with my agent, myself, my general contractor and the lender to make sure I was able to have the home I wanted. Thank you to David, Ryan and Ericka who made my dream of home ownership a reality!
reviewer image
5.0 stars
|
a year ago
Reviewed by Rhonda DeCouto
I had an effortless, smooth loan process, dealt directly with David. He made himself available during convenient hours for me. I got the best rate that no one else could offer me. All of my options were explained in detail and I was able to reduce my 30 year mortgage into a 15 year. The decision will have a positive impact on my retirement years.
reviewer image
5.0 stars
|
a year ago
Reviewed by Anne Marie Gandolfi
David Pereira from Troy City Mortgage was instrumental in securing a mortgage for us. When our landlord wanted to sell the house we were renting, he offered it to us first. We were thrilled because the house is so close tp the beach! We couldn't imagine that we would qualify for a mortgage. When I spoke to David he put our minds at ease and gave us step by step instructions to help us clean up our credit and get in the game! And believe me, he literally jumped through hoops to make sure our package was accepted. And about two years later, when rates went down, once again David was the man for the job and secured us a lower rate and a lower payment! I have recommended David to any and all interested in securing a mortgage because he makes the process so easy. My daughter was shopping around for a mortgage and David was the only broker who actually called her back in a timely manner. Unfortunately, she wasn't within his region but he still took time to give her advise about how to get her ducks in a row. Believe me, David is your guy! He's passionate, professional and an expert at what he does! Sincerely, Ronald and Anne Marie Gandolfi

Our Team


David Pereira
Lender