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First Access Lending
Lender
5.0 stars
26 Reviews
Markets served
Alabama
Arizona
Colorado
District of Columbia
Florida
Illinois
Maryland
Michigan
New Jersey
Ohio
Oregon
Pennsylvania
Virginia
About us
At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or dream home. First Access Lending is through East Coast Capital, a 25-year veteran in the mortgage industry. We have the foundation to deliver on our mission of access through specialized products, personalized consultation, comprehensive education, and unwavering integrity. We are committed to helping our clients achieve their financial goals.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Home Equity (primary home)
Refinance (primary home)
USDA Loan
Hard/Private/Non-QM
Home Equity (investment)
DSCR (long-term rental)
DSCR (short-term rental)
Balance Sheet Loan
Bridge Loan
Foreign National Loan
Refinance (investment)
Reviews (26)
5.0 stars
26 Reviews
5.0 stars
26 Reviews
0.0 star
0 Reviews
5.0 stars
2 weeks ago
Reviewed by
Sidney Wendt
I was so fortunate to have had Zach reach out to me, almost immediately, after having done an online inquiry. I was helping my best friend by finding lenders that she could potentially work with. While I wasn’t the person who needed a lender, Zach explained, in a very easy way, to help me understand the options my friend could consider. This is probably one of the best things that Zach did. He held to his word when saying when he would call, provide email information! This rarely happens with other lenders!
I would recommend wholeheartedly to others who are mortgage “shopping” to end your search with First Access Lending and Zach Bosson. I couldn’t be more impressed!
5.0 stars
a month ago
Reviewed by
Matthew Gil Patterson
I loved working with Zach on my refinance deal. He gave me a phone call whenever I had a question and he quickly resolved any questions! Very transparent and straightforward with your loan details. One to one contact made things easy. I definitely will be back for my next real estate purchase!
5.0 stars
2 months ago
Reviewed by
Steven Scherer
I recently worked with Zach and the experience was fantastic! Zach was knowledgeable, responsive, and kept me informed every step of the way. Zach took the time to present all my options for accessing equity from my home, and I couldn’t be happier with the result. I highly recommend Zach and the First Access team.
5.0 stars
2 months ago
Reviewed by
Bill Gordon
Zach at First Access Lending is one of the best around. He truly is here to help you and will tell you what is and isn't possible and won't waste your time. Throughout the process with Zach he kept me informed and helped me understand anything that I needed clarification on. Believe him when he tells you that he is going to do his best to get the job done. Work with Zach if you need mortgage help.
5.0 stars
2 months ago
Reviewed by
Emma Johnson
We financed a second mortgage through Zach at First Access Lending. There were plenty of questions along the way which Zach was quick to respond to. We felt well taken care of through the entire process. Zach and his team are highly recommended for any of your mortgage needs!
5.0 stars
2 months ago
Reviewed by
Chris Carlson
Zach was one of the first lenders to reach out with a HELOC option for my loan needs. Unlike other lenders, with large call centers and being handed off to a loan officer, Zach was a one-stop shop. He took the time to understand my loan needs, and helped me find an option that best fit. Zach was a one-stop shop, with excellent communication, and helped progress this loan through with various surprise challenges. I'm happy to recommend Zach and First Access Lending as a first and last stop in your Mortgage lending needs.
5.0 stars
2 months ago
Reviewed by
Matt Rayl
My wife and I have used Zach to mortgage our first home, second home, and refinance for a lower rate. Interactions with Zach and his team have always been professional and given us peace of mind our business was being handled properly. We will continue to use First Access Lending for all our mortgage needs! Thank you for all you’ve done for us!
5.0 stars
2 months ago
Reviewed by
Andrew Nardella
No matter if it is your 1st home or 10th home, the home buying process always has unique circumstances that come with questions and uncertainty. Zach’s patience and attention to detail made my wife and I feel at ease throughout the entire process! Thank you for all that you have done for us! We couldn’t have done it without you!
5.0 stars
2 weeks ago
Reviewed by
Sidney Wendt
I was so fortunate to have had Zach reach out to me, almost immediately, after having done an online inquiry. I was helping my best friend by finding lenders that she could potentially work with. While I wasn’t the person who needed a lender, Zach explained, in a very easy way, to help me understand the options my friend could consider. This is probably one of the best things that Zach did. He held to his word when saying when he would call, provide email information! This rarely happens with other lenders!
I would recommend wholeheartedly to others who are mortgage “shopping” to end your search with First Access Lending and Zach Bosson. I couldn’t be more impressed!
5.0 stars
a month ago
Reviewed by
Matthew Gil Patterson
I loved working with Zach on my refinance deal. He gave me a phone call whenever I had a question and he quickly resolved any questions! Very transparent and straightforward with your loan details. One to one contact made things easy. I definitely will be back for my next real estate purchase!
5.0 stars
2 months ago
Reviewed by
Steven Scherer
I recently worked with Zach and the experience was fantastic! Zach was knowledgeable, responsive, and kept me informed every step of the way. Zach took the time to present all my options for accessing equity from my home, and I couldn’t be happier with the result. I highly recommend Zach and the First Access team.
5.0 stars
2 months ago
Reviewed by
Bill Gordon
Zach at First Access Lending is one of the best around. He truly is here to help you and will tell you what is and isn't possible and won't waste your time. Throughout the process with Zach he kept me informed and helped me understand anything that I needed clarification on. Believe him when he tells you that he is going to do his best to get the job done. Work with Zach if you need mortgage help.
5.0 stars
2 months ago
Reviewed by
Emma Johnson
We financed a second mortgage through Zach at First Access Lending. There were plenty of questions along the way which Zach was quick to respond to. We felt well taken care of through the entire process. Zach and his team are highly recommended for any of your mortgage needs!
5.0 stars
2 months ago
Reviewed by
Chris Carlson
Zach was one of the first lenders to reach out with a HELOC option for my loan needs. Unlike other lenders, with large call centers and being handed off to a loan officer, Zach was a one-stop shop. He took the time to understand my loan needs, and helped me find an option that best fit. Zach was a one-stop shop, with excellent communication, and helped progress this loan through with various surprise challenges. I'm happy to recommend Zach and First Access Lending as a first and last stop in your Mortgage lending needs.
5.0 stars
2 months ago
Reviewed by
Matt Rayl
My wife and I have used Zach to mortgage our first home, second home, and refinance for a lower rate. Interactions with Zach and his team have always been professional and given us peace of mind our business was being handled properly. We will continue to use First Access Lending for all our mortgage needs! Thank you for all you’ve done for us!
5.0 stars
2 months ago
Reviewed by
Andrew Nardella
No matter if it is your 1st home or 10th home, the home buying process always has unique circumstances that come with questions and uncertainty. Zach’s patience and attention to detail made my wife and I feel at ease throughout the entire process! Thank you for all that you have done for us! We couldn’t have done it without you!