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Business Page


business profile image

Elias Halvorson C2 Hawaii NMLS#1697041HI Branch NMLS#1244222

Lender
5.0 stars
59 Reviews

Markets served


Hawaii
Washington
Hawaii

Licenses


Company NMLS
#1244222
Additional info available at the NMLS consumer access website

Additional Licenses & Information

HI Individual NMLS#1697041
HI Branch NMLS#1244222
WA #MLO-1697041
WA #MB-135622 

About us


Seasoned mortgage broker in Hawaii with 15 years of experience in the financial industry, specializing in VA, conventional, and investment loans at ultra-competitive interest rates. Military veteran who brings a unique perspective offering tailored financial solutions which address the specific needs of fellow veterans and or any other clients. Expertise extends to guiding first-time homebuyers and investors through complex loan processes, ensuring a smooth and transparent experience. Dedicated to service and excellence, while committed to helping his clients achieve their financial goals through personalized mortgage strategies. Awarded 2022 & 2023 National Association of Mortgage Brokers Top Veteran Lender. Creator of Annual "Veterans of Hawaii" scholarship providing 6 scholarships per year to veterans or military families. 

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)

Hard/Private/Non-QM

DSCR (long-term rental)
DSCR (short-term rental)
Foreign National Loan
Refinance (investment)

Reviews (59)


5.0 stars
59 Reviews
5.0 stars
59 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Adam Sabala
I can’t recommend this VA loan specialist enough! After working together for nearly two years, I’m incredibly grateful for the patience, guidance, and unwavering support this honest mortgage broker provided throughout the entire process. Not only did he thoroughly explain every step of my VA loan options, he made sure I secured a great interest rate that worked for my budget and long-term financial goals. His depth of knowledge about VA loans and genuine commitment to veteran clients truly set him apart from other brokers I’ve encountered. If you’re looking for a reliable, responsive, and dedicated professional, look no further—Elias is your guy!
reviewer image
5.0 stars
|
4 months ago
Reviewed by Marilyn Sanchez
Elias is an honest mortgage broker who tirelessly strives to get his clients lower than market interest rates while delivering exceptional service. While known for being a Hawaii VA loan specialist, we worked together on a DSCR loan and he crushed it. 5 stars and more!!!!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Andy Duckworth
Elias is an exceptional person & veteran & also an expert in VA loans serving vets and active military on the home front helping them to better understand their hard earned VA home loan benefit. I would highly recommend him.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Seth Hunter
Elias is super knowledgeable and told me everything I needed to know on getting my loan started. No pressure just facts. Well connected and knows what he’s talking about. Thanks a lot for your service and your knowledge!
reviewer image
5.0 stars
|
5 months ago
Reviewed by kelly dunbar
Elias is a great loan officer. He is dedicated to doing right by his clients and always motivated to close on time. He is honest, passionate, hardworking, and always willing to fight for what is right. As a veteran himself, his dedication to his clients is as good as it gets. Borrowers should feel both confident and fortunate to work with him.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Jaquon Miller
Elias was fantastic in helping me refinance my home! His expertise and up-to-date knowledge ensures low interest rates and a stress free process. Highly recommend Elias for anything me needing a VA loan specialist!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Joel Snowden
I had an exceptional experience working with Elias. I’ll admit, I thought his “Eli the VA loan guy” moniker was kind of cheesy. However, a VA loan specialist Hawaii is exactly who he is. After working with him I can say he earned his moniker! He guided us through every step of the process. He is a broker, so he was able to offer a much lower interest rate than we were quoted. His honest advice and good communication made us feel confident and informed throughout the entire journey. If you're looking for a trustworthy mortgage loan officer for your Hawaii VA loan, I highly recommend him!
reviewer image
5.0 stars
|
7 months ago
Reviewed by Paul Suyat
I recently had the pleasure of working with Elias and I am absolutely blown away by the exceptional service I received. From the very beginning, Elias showed his knowledge of VA loan guidelines. He promptly produced numerous pre-approvals, many of which were on homes with a VA loan assumption ie he wouldn’t make any money. I got an offer accepted with an assumable Hawaii VA loan with an interest rate in the 2s because of Elias’ help. He ensured I never missed a beat in the fast-paced Oahu housing market. As a Veteran, it was crucial to find someone honest and responsive, and Elias exceeded my expectations. I highly recommend Elias for anyone seeking a mortgage expert who truly cares about their clients' success. This experience has been nothing short of extraordinary!
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Adam Sabala
I can’t recommend this VA loan specialist enough! After working together for nearly two years, I’m incredibly grateful for the patience, guidance, and unwavering support this honest mortgage broker provided throughout the entire process. Not only did he thoroughly explain every step of my VA loan options, he made sure I secured a great interest rate that worked for my budget and long-term financial goals. His depth of knowledge about VA loans and genuine commitment to veteran clients truly set him apart from other brokers I’ve encountered. If you’re looking for a reliable, responsive, and dedicated professional, look no further—Elias is your guy!
reviewer image
5.0 stars
|
4 months ago
Reviewed by Marilyn Sanchez
Elias is an honest mortgage broker who tirelessly strives to get his clients lower than market interest rates while delivering exceptional service. While known for being a Hawaii VA loan specialist, we worked together on a DSCR loan and he crushed it. 5 stars and more!!!!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Andy Duckworth
Elias is an exceptional person & veteran & also an expert in VA loans serving vets and active military on the home front helping them to better understand their hard earned VA home loan benefit. I would highly recommend him.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Seth Hunter
Elias is super knowledgeable and told me everything I needed to know on getting my loan started. No pressure just facts. Well connected and knows what he’s talking about. Thanks a lot for your service and your knowledge!
reviewer image
5.0 stars
|
5 months ago
Reviewed by kelly dunbar
Elias is a great loan officer. He is dedicated to doing right by his clients and always motivated to close on time. He is honest, passionate, hardworking, and always willing to fight for what is right. As a veteran himself, his dedication to his clients is as good as it gets. Borrowers should feel both confident and fortunate to work with him.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Jaquon Miller
Elias was fantastic in helping me refinance my home! His expertise and up-to-date knowledge ensures low interest rates and a stress free process. Highly recommend Elias for anything me needing a VA loan specialist!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Joel Snowden
I had an exceptional experience working with Elias. I’ll admit, I thought his “Eli the VA loan guy” moniker was kind of cheesy. However, a VA loan specialist Hawaii is exactly who he is. After working with him I can say he earned his moniker! He guided us through every step of the process. He is a broker, so he was able to offer a much lower interest rate than we were quoted. His honest advice and good communication made us feel confident and informed throughout the entire journey. If you're looking for a trustworthy mortgage loan officer for your Hawaii VA loan, I highly recommend him!
reviewer image
5.0 stars
|
7 months ago
Reviewed by Paul Suyat
I recently had the pleasure of working with Elias and I am absolutely blown away by the exceptional service I received. From the very beginning, Elias showed his knowledge of VA loan guidelines. He promptly produced numerous pre-approvals, many of which were on homes with a VA loan assumption ie he wouldn’t make any money. I got an offer accepted with an assumable Hawaii VA loan with an interest rate in the 2s because of Elias’ help. He ensured I never missed a beat in the fast-paced Oahu housing market. As a Veteran, it was crucial to find someone honest and responsive, and Elias exceeded my expectations. I highly recommend Elias for anyone seeking a mortgage expert who truly cares about their clients' success. This experience has been nothing short of extraordinary!

Our Team


Elias Halvorson
Lender