Real Estate Financing Blog Posts | Page 2 of 25

Jan 22, 2024Feb 07, 2024 Aly J. Yale

A New Interest-Free Financing Program for Investors Is Coming Online: Is It Right for You?

The program allows you to receive a partial down payment loan with no interest. We'll explain how it all works and if it's a smart move for investors.

Jan 12, 2024Jul 24, 2024 Joe Coleman

Is the New 5% Down Fannie Mae Multifamily Loan as Lucrative as We Thought? Here’s Our Analysis

In November, the 5% down Fannie Mae loan for multifamily properties was released to thunderous applause. We analyze a deal under the new program to see just how beneficial it…

Jan 05, 2024Jan 23, 2024 Chris Bibey

No Closing Cost Refinance—Is it Right for You?

A no closing cost refinance is a type of mortgage refinancing where the lender covers upfront closing costs in exchange for a slightly higher interest rate on the new loan.

Dec 22, 2023Jan 05, 2024 Samantha Hawrylack

What Is a NACA Mortgage?

The NACA Mortgage program helps thousands of people purchase homes every year. They offer below-market mortgage rates and financial counseling programs to help more people take advantage of homeownership.

Nov 30, 2023Dec 29, 2023 Rich Walker

HELOC or Cash-Out Refi? What’s the Best Choice in 2024

Here’s a look at the tradeoff between HELOCs and cash-out refinances—the two most common and popular ways to tap into your home equity while maintaining and keeping the ownership of your home.

Nov 27, 2023Feb 29, 2024 Ana Gotter

7 of the Best Alternative Real Estate Investing Strategies

When it comes to real estate, there are a few go-to routes that many investors are typically drawn to. Flipping homes for resale is one. Obtaining and managing a rental…

Nov 27, 2023Feb 29, 2024 Beth Johnson

Private Lending or Landlording: What Makes More Sense Right Now?

With interest rates as high as they are, is now the time to enter the market as a private lender? Here's what you need to know.

Nov 20, 2023Jan 08, 2024 Charlie Hardage

High Interest Rates Have Impacted HELOCs—But Can You Still Get One?

Stop being concerned with ROI and IRR. Stop putting yourself in speculative positions. The path to wealth is boring, and this is what you should be paying attention to.

Oct 31, 2023Feb 28, 2024 Kyle Spearin

How You Can Get In on Real Estate’s Best Kept Secret: Assumable Mortgages

Housing is the single-largest expense for most Americans. Those looking to offset living expenses, build equity, and earn rental income have become enamored with house hacking. For new investors, house hacking…

Oct 30, 2023Feb 28, 2024 Scott Gibson

Understanding APR on Loans

The APR (annual percentage rate) on a loan is the total cost of borrowing money. Understanding APR is crucial when applying for a mortgage, personal loan, credit card, or real…

Oct 30, 2023Feb 28, 2024 Sarah Bloomfield

Unsecured Loans: What Are They?

As a real estate investor, you should know about all your loan options. Secured and unsecured loans are the main types, and smart investors understand how to use both to…

Oct 26, 2023Feb 28, 2024 Chris Bibey

Cash-Out Refinance: Everything You Need to Know

In real estate, refinancing is the process of replacing an existing mortgage with a brand-new one with more favorable terms. By refinancing, borrowers can decrease monthly mortgage payments, negotiate lower…

Oct 25, 2023Feb 08, 2024 Ana Gotter

Can You Add Renovation Costs to a Conventional Mortgage?

You can add renovation costs to a conventional mortgage, but only when you’re using a conventional cash-out refinance. If you’re doing a cash-out refinance on an existing home, you can…