Rental Analysis
$219monthly cash flow
Monthly cash flow
$219 /moIncome
$800 /moExpenses
$580 /moCoC ROI
175.81%5-year annualized return
85.01%
Mortgage payment
$278.24
Rental income
$800
Expenses
$580
Loan details
Total cash needed
$1,500
Monthly expense breakdown
Total expenses
$580
Mortgage
$278
Taxes
$96
Insurance
$54
Variable expenses
$152
Fixed expenses
$0
Fixed expenses
$0
electricity
$0
gas
$0
water & sewer
$0
hoa fees
$0
garbage
$0
Other
$0
Variable expenses
$152
Vacancy
$56
Maintenance
$48
CapEx
$48
Management fees
$0
Returns
- NOI
- $5,976
- CoC ROI
- 175.81%
- Pro forma cap
- 10.87%
- Purchase cap
- 10.87%
50% Rule
- Total monthly income
- $800
- 50% for expenses
- $400
- Monthly P&I
- $278
- 50% rule cash flow
- $121
$100K
$83K
$67K
$50K
$33K
$17K
$0K
- | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 10 | Year 15 | Year 20 | Year 30 | |
Property value | $55K | $56K | $57K | $58K | $60K | $61K | $67K | $74K | $82K | $100K |
Equity | — | $3K | $7K | $10K | $14K | $17K | $37K | $58K | $82K | $100K |
Loan balance | $55,000 | $52,740 | $50,435 | $48,083 | $45,684 | $43,237 | $30,238 | $15,874 | — | — |
Cash flow | $2,637 | $2,756 | $2,878 | $3,002 | $3,129 | $3,259 | $3,945 | $4,704 | $5,541 | $10,824 |
Mortgage payment | $278 | $278 | $278 | $278 | $278 | $278 | $278 | $278 | $278 | — |
Profit if sold | $1K | $5K | $11K | $17K | $24K | $31K | $69K | $112K | $162K | $279K |
Annualized return | — | 307.74% | 187.77% | 132.78% | 103.29% | 85.01% | 46.89% | 33.43% | 26.42% | 19.04% |
Use of this calculator signifies your agreement to our Terms of Use and the terms posted below.
The calculators found on BiggerPockets are designed to be used for informational and educational purposes only, and when used alone, do not constitute investment advice. BiggerPockets recommends that you seek the advice of a real estate professional before making any type of investment. The results presented may not reflect the actual return of your own investments. BiggerPockets is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore, BiggerPockets is not responsible for any human or mechanical errors or omissions. BiggerPockets obtains property details from various third-party sources, and BiggerPockets is not responsible or liable for the accuracy, completeness, or suitability of the property details. You are responsible for confirming the property details are accurate, complete, and suitable for your use case.