Rental Analysis
$185monthly cash flow
Monthly cash flow
$185 /moIncome
$2,000 /moExpenses
$1,814 /moCoC ROI
2.91%5-year annualized return
13.10%
Mortgage payment
$864.97
Rental income
$2,000
Expenses
$1,814
Loan details
Total cash needed
$76,250
Monthly expense breakdown
Total expenses
$1,814
Mortgage
$865
Taxes
$150
Insurance
$100
Variable expenses
$700
Fixed expenses
$0
Fixed expenses
$0
electricity
$0
gas
$0
water & sewer
$0
hoa fees
$0
garbage
$0
Other
$0
Variable expenses
$700
Vacancy
$200
Maintenance
$100
CapEx
$200
Management fees
$200
Returns
- NOI
- $12,600
- CoC ROI
- 2.91%
- Pro forma cap
- 4.58%
- Purchase cap
- 4.75%
50% Rule
- Total monthly income
- $2,000
- 50% for expenses
- $1,000
- Monthly P&I
- $864
- 50% rule cash flow
- $135
$498K
$415K
$332K
$249K
$166K
$83K
$0K
| - | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 10 | Year 15 | Year 20 | Year 30 | |
| Property value | $275K | $281K | $286K | $292K | $298K | $304K | $335K | $370K | $409K | $498K |
| Equity | $76K | $86K | $95K | $105K | $116K | $126K | $183K | $247K | $320K | $498K |
| Loan balance | $198,750 | $194,770 | $190,660 | $186,414 | $182,028 | $177,497 | $152,499 | $123,098 | $88,516 | — |
| Cash flow | $2,220 | $2,472 | $2,729 | $2,991 | $3,258 | $3,531 | $4,979 | $6,578 | $8,343 | $12,443 |
| Mortgage payment | $864 | $864 | $864 | $864 | $864 | $864 | $864 | $864 | $864 | $864 |
| Profit if sold | $2K | $12K | $24K | $37K | $51K | $65K | $143K | $237K | $349K | $632K |
| Annualized return | — | 15.67% | 14.89% | 14.22% | 13.62% | 13.1% | 11.16% | 9.89% | 8.97% | 7.71% |
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