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Last updated 3 years ago

Rental Analysis

$5monthly cash flow
$5$588$1.2K$1.8K$2.4K1234510152030

Monthly cash flow

$5 /mo

Income

$1,300 /mo

Expenses

$1,294 /mo

CoC ROI

0.15%
5-year annualized return
10.87%
Mortgage payment
$623.53

Rental income

$1,300
Rental income$1,300 /month

Expenses

$1,294
Custom expenses$0 /month
Vacancy8%
Management fees10%

Loan details

Total cash needed
$44,250
Purchase price$169,000
Loan amount$126,750
Loan term30 years
Interest rate4.3%
$1,294

Monthly expense breakdown

Total expenses
$1,294
Mortgage
$624
Taxes
$58
Insurance
$50
Variable expenses
$338
Fixed expenses
$225
Fixed expenses
$225
electricity
$0
gas
$0
water & sewer
$0
hoa fees
$225
garbage
$0
Other
$0
Variable expenses
$338
Vacancy
$104
Maintenance
$104
CapEx
$0
Management fees
$130

Returns

NOI
$7,548
CoC ROI
0.15%
Pro forma cap
4.47%
Purchase cap
4.47%

50% Rule

Total monthly income
$1,300
50% for expenses
$650
Monthly P&I
$623
50% rule cash flow
$26
$306K
$255K
$204K
$153K
$102K
$51K
$0K
-Year 1Year 2Year 3Year 4Year 5Year 10Year 15Year 20Year 30
Property value$169K$172K$176K$179K$183K$187K$206K$227K$251K$306K
Equity$42K$48K$53K$59K$65K$71K$105K$145K$190K$306K
Loan balance$126,750$124,613$122,383$120,057$117,630$115,098$100,694$82,886$60,869
Cash flow$65$216$370$527$687$851$1,718$2,676$3,733$6,189
Mortgage payment$623$623$623$623$623$623$623$623$623$623
Profit if sold-$2K$4K$10K$16K$23K$30K$71K$121K$183K$350K
Annualized return-100%8.44%10.5%10.93%10.97%10.87%10%9.19%8.53%7.56%

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The calculators found on BiggerPockets are designed to be used for informational and educational purposes only, and when used alone, do not constitute investment advice. BiggerPockets recommends that you seek the advice of a real estate professional before making any type of investment. The results presented may not reflect the actual return of your own investments. BiggerPockets is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore, BiggerPockets is not responsible for any human or mechanical errors or omissions. BiggerPockets obtains property details from various third-party sources, and BiggerPockets is not responsible or liable for the accuracy, completeness, or suitability of the property details. You are responsible for confirming the property details are accurate, complete, and suitable for your use case.