Rental Analysis
$22monthly cash flow
Monthly cash flow
$22 /moIncome
$12,965 /moExpenses
$12,942 /moCoC ROI
0.12%5-year annualized return
15.79%
Mortgage payment
$5,257.57
Rental income
$13K
Expenses
$13K
Loan details
Total cash needed
$220,000
Monthly expense breakdown
Total expenses
$12,942
Mortgage
$5,258
Taxes
$1,003
Insurance
$653
Variable expenses
$6,028
Fixed expenses
$0
Fixed expenses
$0
electricity
$0
gas
$0
water & sewer
$0
hoa fees
$0
garbage
$0
Other
$0
Variable expenses
$6,028
Vacancy
$648
Maintenance
$3,370
CapEx
$648
Management fees
$1,361
Returns
- NOI
- $63,363
- CoC ROI
- 0.12%
- Pro forma cap
- 6.34%
- Purchase cap
- 6.34%
50% Rule
- Total monthly income
- $12,965
- 50% for expenses
- $6,482
- Monthly P&I
- $5,257
- 50% rule cash flow
- $1,224
$1,811K
$1,510K
$1,208K
$906K
$604K
$302K
$0K
- | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 | Year 10 | Year 15 | Year 20 | Year 30 | |
Property value | $1,000K | $1,020K | $1,040K | $1,061K | $1,082K | $1,104K | $1,219K | $1,346K | $1,486K | $1,811K |
Equity | $200K | $244K | $290K | $337K | $386K | $437K | $722K | $1,067K | $1,486K | $1,811K |
Loan balance | $800,000 | $775,968 | $750,720 | $724,193 | $696,324 | $667,042 | $496,835 | $278,941 | — | — |
Cash flow | $272 | $1,539 | $2,832 | $4,150 | $5,495 | $6,867 | $14,148 | $22,187 | $31,063 | $114,773 |
Mortgage payment | $5,257 | $5,257 | $5,257 | $5,257 | $5,257 | $5,257 | $5,257 | $5,257 | $5,257 | — |
Profit if sold | -$20K | $26K | $74K | $126K | $180K | $238K | $579K | $1,018K | $1,574K | $2,951K |
Annualized return | -100% | 11.62% | 15.61% | 16.24% | 16.13% | 15.79% | 13.77% | 12.21% | 11.06% | 9.3% |
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