Cash buyer's list has grown beyond my primitive "cut-and-paste" methods.  Which list manager is reasonably priced and easy to use?  What other features should I be seeking?  We are considering Aweber, Constant Contact...

Hello Ryan,Do you have a website we could look at, for the services you offer?

Tenants pay for the background check and the service makes a recommendation to accept or deny the applicant on both.

If so, what is the value you see in that service and what are the pitfalls of using a professional like that?

I'm  interested in the HUD "Good Neighbor Next Door" program which gives a 50% discount to public service employees.

You need to know if the heloc is interest only as well (many are).HELOC is great to have, but you're right it's more beneficial for liquidity needs rather than long term debt service. those mortgage terms sound good!

I am very ambitious and excited to get into the real estate because I would love to do this for the rest of my life or at least until I can retire and start my own company.

Hello Jerniel, thank your family's service. 

Any bank-financing-sized down payment would be probably impossible for us right now.For us, we'd probably keep as-is for some time due to nostalgia, using some weeks for vacation and the rest as income-generating.

If you have a decent property that everything is serviceable than it is pretty moot.