It's highly likely that they'll finance out of it but it would be to our benefit from a capital gains standpoint if they continued to pay us...

I was wondering if there is any benefits/Cost Savings if I going with a lender that is local or should I deal with the one I am currently working in Ohio. 

Please learn from my main mistake......I gave people to much benefit of the doubt, trusted people at their word, and did not trust the warning signs slapping me in the face at times. 8 years later, I still have not fully recovered financially, and I struggle to take care of my now disabled wife.

And also how to benefit the best with collecting rent.

We have a small company that does rentals and flips in South Jersey and Philly and we've already picked and using our rental management software (rent manager) and our flipping/new construction software (builder trend) and wondering what benefits each plan do for us. 

You'll also want to impress upon them the benefits to the town that come with that, increased tax base, low traffic business, etc.

And we love the tax benefits! 

This part time “job” has provided some serious opportunities and benefits.

You benefit from the branding and presence of the other agents and the office.

If there is opportunity to turn the refund into extra assets that would outweigh the benefit of having a vehicle paid off I am always all ears!