I really want to network with an investor, but I'm not able to play with the local investors since the homes in SoCal are so pricey.

If the end buyer is getting conventional financing the lender might refuse to do the deal.The earlier point about being a minor and not being able to sign a contract that would be binding comes into play if someone wants to go around you.John Corey

Prepaid items that you cough up at closing, like taxes in some places, do not count.

There could be factors in play that push rents up or down in specific areas.

Once they do, it is not at all uncommon for manipulative tenants to try and play both ends against the middle...the PM that has boots on the ground.

People have a lot of resolve when it comes to life threatening situations and stand and fight, but people will buckle quickly when it is acts of humilation that come into play.

8% when the money is in play or 8% even when the money is idle?

I still work full time and really don't have the money to play with.However I want to get to the point where I can use all cash to purchase because generally the discounts are steeper and it makes the process smoother and less time consuming.You mentioned whether all cash or financing would make or break a deal.

Or they are playing dumb.

Life is truly weird sometimes, cards get dealt, and you gotta play the hand you are dealt.I'm a big fan of Robert Kiyosaki's "Rich Dad" books, and within' the philosophy, Robert teaches that there are 4 quarters to the "game of life".Age 25-35: 1st quarterAge 35-45: 2nd quarterAge 45-55: 3rd quarterAge 55-65: 4th quarterAge 65+: OvertimeAge 70: out of time...The goal of the this "game" (in order to win) your passive income is greater than your expenses - putting you what Robert calls "out of the rat race".If you think about it - many great sporting events are won in the last quarter - and given that you are still in YOUR FIRST quarter, it may give you some solace and encouragement to realize that you still have time to completely rebuild and succeed!