They will help minimize major short cuts that you wouldn't catch.So, please, don't waste the money I did.  

The loan officer said that could be the cause if the majority of the work is not done upfront, like getting all the documents up front.

A lot of asphalt companies do not even reply to their own website's Contact Us inquiries.  

The majority of our work is with experienced investors and real estate agents.

. ($500 upper / $500 lower), property taxes ~2500, insurance ~$600, no major expenses on my end, utilities all in tenants name.Basement has water issues and foundation issues.

I just finished a major one in Beverly Hills and held a meet-up there.

I am a California based lender down in Orange with a majority of my business in the Central Valley Northern California.

But either I'm missing something or they the bank don't seem motivated to sell, I don't understand the lack of communication this isn't a major bank it a small local bank and i would think it should be much easier to deal with?

Every major city has it's good areas and it's bad areas.

One of the projects I assisted with in my last job working for a prominent San Francisco designer was a gut remodel that won some major kitchen design awards.