Inquiries within a 14 or 45 day stretch will be counted as one, depending on which scoring model is used. 

I've looked into multi-family but I've found they are mostly in need of major repairs. 

Also read good things about @upen PatelMy question is: since these are investment loans, how much will it cost in credit inquiries?

Places like Ajax, Markham, Pickering will get hit hard, as majority of residents work in Toronto, therefore if Toronto becomes affordable for them they will move back into these area.

Kids playing, mothers pushing strollers, mowed lawns, cul-de-sacs, off major roads, little traffic (so kids can play outside), good school district, walking distance or a short drive to shopping.  

The relo had an inspection done and found three major issues.  

Having the right team will help you avoid major pitfalls that you may have fallen into. 

I'm currently in a very aggressive debt elimination strategy to be completely debt free by 2017 (without any major bumps in the road).

@Steve Rozenberg:  Don't want to go on a tangent but given your experience, how do you handle major property renovations? 

A vast majority had nowhere to turn and could not refinance their money and ended up in very bad situations.