Not only are you getting tagged with a 10% early withdrawl penalty, but you are loosing the full compounding affect of the interest.

Most "investors' (and I use that term loosely) don't have a clue as the learning process to these transactions began by throwing them into the deal itself.

That's an idea that's bound to appeal to most folks.

These floors, whether glue down or loose lay, do not require and underlayment.Your subfloor will need to be quite even and stable if you are planning to lay laminate or hardwood (engineered is a bit more forgiving).  

You can always ask but the seller is not obligated to accommodate your request unless he/she is contractually bound to by contract.

@Joel Owens  not to mention giving your MLS sign in code is totally illegal. and in our board its a 20k fine and loss of privlage any agent that would do this has a screw loose

They are no longer bound by the original contract that they signed.

"Journal Square" is a pretty loose term -- it's not always a quick stroll to the PATH.

They are at least agreeing with you that you stand a chance at not loosing your shirt in the foreseeable future. 

This is kind of a "Global" economy issue for PR, not related to REI where an individual got foreclose and they have to sell the property at whatever the bank can afford and then buyers can offer to buy property so the bank don't loose money.