As to the team being sort of "relaxed" its true and annoying but maybe you can again, reinvigorate the group come early spring with a lunch and a chat about new things you all can do together to drum up business in early '09.

I've been making the required payments each month and have not gotten any sort of communication asking me what I am spending the money on.

But since you have to sort of jimmy rig a small HELOC together with a mortgage anyone who does it is an idiot and so on and so forth.

She will be paying close to the full price (maybe knock a hair off) and she will be giving you a non refundable EMD, fairly substantial... if she doesn't agree, she waits and buys it later or moves on.

landlords sell for all sorts of reasons.but first and foremost homes that can pay themselves off in under 10 years from cash flow are generally going to be in rougher or less desirable areas or poor income areas.. so thats one thing.Landlords get burnt out..

It is my first deal of any sort.

occasionally something comes up that is cheaper but as @Brian Ploszay says a lot of those deals have hair on them. and the rest are under contract. in 24-48 hours.

Of course, most babies don't pop out the size of a 10 year old with all sorts of emotional baggage :-)

NYC has VERY specialized rules for this sort of thing, and some of them defy logic in the favor-ability of tenants.  

. - thank you for your service, and thank you for your reply regarding the specialized training for your service dog.A follow up question: Would your well-trained service dog just leave your side because some sort of "distraction" appeared, or would it remain in place with you despite that distraction?