Our lender is out of state (and obviously does not understand how ground rent works), and is insisting that we buy out the leasehold in order to close the loan.

So I am not understanding why they are asking their title company to rule on the request. 

This will also help you understand what price range you should be looking at.

Ahhh I have heard enough to understand this segmented thinking can be a problem, but its still nice to get some additional validation.

I do understand that wholesaling is frowned upon by many.

That being said, you'd sure better trust that they actually pay.If you're talking about contracting w/parties and wholesaling; In WV, my understanding of the laws is that all transactions concerning an interest in real estate must go through a licensee and a closing attorney. http://www.wvrec.org/Law.pdf

I understand that it will cost me more money but in my opinion, the tenant/s should be educated...

Help them to understand everyone's property value will sink together if this isn't addressed.

Its a crucial part of understanding the market. 

Oh ok I understand.