If you plan to wire funds, it may be fine to receive wire instructions via email--it's what you do after receiving them that is critical.

I recommend people get policies with living benefits so you can get some of your money before you pass if you’re critically, chronically, or terminally ill. 

It is critical to understand their work ethic and whether they deliver on time and on budget.

Often associated with unplanned repairs (or poor management) when there aren't enough funds in the reserves or the reserves would drop below a critical amount to pay for it.

Screening is about the most important thing property management companies do and so it's critical we get this right. 

This is exactly how I got started, and it has proven to be critical to me getting in the game, and gaining momentum.

In that sense, Cap Rate is a critical component that you must know.I have no idea why BP puts Cap Rate into its calculators for single family. 

Why this is critical is when you're dealing with 5+ units, the bank is almost like a second set of eyes where they'll make sure the property cash flows enough or else they won't lend on it. 

So while you both are saying a license may not be necessary, is it still critical that the contractor be insured?

The more critical aspects to consider are Expertise in real estate taxationA reasonable fee structureCommunication (quality and quantity)Tax planning abilities