.,  Consolidation like you're considering is becoming increasingly common.  

Please reach out to me if you are interested in networking to see if we have common goals. 

Local company I can recommend is Leverity Insurance in Beachwood, Ohio  - you can ask for Joe Corradetti.If I am not mistaken: Actual Cash Value = coverage less the depreciation Full Replacement Coverage  = no depreciation loss and possibly will accommodate code upgrades (you should check the rider on it, to make sure if you do or do not have code upgrade)Always consider the worst case scenario, you may have to decide based on value depending on your projected financials .... so ask questions when you make your decision.Welcome to CLE! 

Most lenders continue to quote 4.0-4.125% on top tier conventional 30yr fixed scenarios.

Would this scenario change if these were leveraged.  

It has a common entrance with four one room with private bath on main floor and four one room with private bath upstairs.

Cash out/ RefiFNMA addendum has  an interesting statement "Fannie Mae actually does not pay what is considered "customary seller's closing costs"My next step is to figure out what this means.It means they don't pay the closing costs in a typical scenario.

Hi Kimberly,(1) Brokers license not needed to wholesale(2) I'm clear on the question(3) If you are a wholesaler the most common exit strategy is to find a buyer whether it be a rehabber, buy & hold investor or someone else.  

Now, this is by no means a doom and gloom warning and these are just projections, but I think it is important for investors to take some time to stress test their portfolios with that scenario.  

EDUCATION ON THE JOB: Investing 101 (rear view of the property) EDISON, NEW JERSEY This was a deal which, turned absolutely no$$$ profit, DID however educated me the most about people, motives and just common sense.